If you want a financial life where you don’t have to scrimp and save for every big purchase or worry about retirement, you need to learn how to make a budget.

Train your brain to be better at budgeting.

One easy way to save money is to conduct a bill audit. Many people and businesses stay with their current service providers, either out of loyalty, or due to the time and effort involved in searching for a new one.

This is a transcript of episode 14 of the We Talk Cents podcast.