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Gaming, in-app purchases and online scams: a parent guide

The safest starting point is to make every purchase require approval, remove stored payment details where practical, and agree on a real-dollar gaming budget with your child. Then make it easy for them to tell you when something goes wrong.
Sep 2, 2026
 in 
Guides

A simple way to teach saving, spending and giving

Give each dollar three possible jobs: spending now, saving for later, or helping someone else. Children do not need a perfect percentage split. They need a visible routine that lets them practise all three choices.
Sep 2, 2026
 in 
Guides

How much pocket money should children get at each age?

There is no official Australian rate for pocket money. A useful amount is one your family can afford consistently and your child can make real choices with. For many families, that starts with a few dollars a week in primary school and grows gradually as the child takes responsibility for more of their own spending.
Sep 2, 2026
 in 
Guides

What teenagers need to know before their first job

Before a teenager starts their first job, they should know the agreed pay rate, employment type, expected hours, when they will be paid, how to read a payslip, and where tax and superannuation go. They should also know that keeping records and asking questions is normal.
Sep 1, 2026
 in 
Guides

When should a child get their first bank account and debit card?

A child is ready for a bank account when they have money to keep track of and can take part in checking it. A debit card should come later, when they understand that tapping spends real money, can keep a PIN private and can follow a family rule about online and in-app purchases.
Sep 1, 2026
 in 
Guides

Three Kids, One Income: How I Make Raising a Family Work

Guest writer Cherish shares how raising three kids on one income changed the way she manages money, and what consolidating her debts taught her about keeping a budget simple.
Aug 31, 2026
 in 
Debt consolidation
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