WeMoney Pty Ltd ACN 633 007 860 (in Australia) and NZBN 9429050147854 (in New Zealand) (WeMoney, we, or us) respects your privacy and wants you to understand how we collect, hold, use, and share your personal information.
In Australia, we manage your personal information in accordance with the Privacy Act 1988 (Cth), the Australian Privacy Principles, the Privacy Regulation 2013, and the Privacy (Credit Reporting) Code 2024 (Australian Privacy Laws).
In New Zealand, we manage your personal information in accordance with the Privacy Act 2020 (NZ), the Information Privacy Principles, and the Privacy Regulations 2020 (New Zealand Privacy Laws).
Together, these are referred to as the Privacy Laws.
This Privacy & Credit Reporting Policy (Privacy Policy) covers our data collection practices and describes your rights to access, correct, or restrict our use of your personal information as defined in the Privacy Laws.
This Privacy Policy applies when you visit or use our website, mobile applications, APIs, or when we are providing relevant services to you via the WeMoney application, including any personalised offers suggested to you (the Services).
By using our Services, you agree to the terms of this Privacy Policy. You should not use our Services if you do not agree with this Privacy Policy or any other agreement that governs your use of the Services.
We are committed to safeguarding the privacy of our website visitors and service users.
As part of providing our Services, we may collect, hold, process, and share your personal information, which can include:
(a) Identification Information
This includes your name, address, contact details, date of birth, and identity documents needed to identify you in order to provide the Services to you and protect you against fraud and unlawful activity.
(b) Financial Information
This includes your occupation, employer, and income verification documents (such as payslips), as well as financial information such as your personal finances, bank account details, credit card details, transaction information, financial solvency, and other financial-related information in order for us to provide the Services to you and to give you access to the products and services provided by our platform partners.
(c) Credit-Related Information
Where you have consented to us being your access seeker, we will collect your credit-related information, such as your credit score, credit capacity, repayment history information, credit history, consumer credit liability information, and other information that appears on your credit file.
(d) Device and Usage Information
This includes information about your location or activity, the date and time of visits, which pages are viewed, how you navigate through our website and app, interactions with webpages (including fields completed in forms and applications, and questions you ask WeMo), IP address, telephone number, information about the device used to visit our website, and whether you have accessed third-party sites.
(e) Sensitive Information
We will not collect and use any of your sensitive personal information unless it is necessary for us to provide our Services to you and with your prior consent, or where a permitted general situation exists. Sensitive personal information includes information relating to your health, sexual orientation, biometric data, criminal history, racial or ethnic origin, as well as membership of any trade or professional associations.
We collect your personal and credit information in several ways:
(a) Directly From You
Most information will be collected from you personally. This can include:
(i) If you call or email us;
(ii) When we provide our Services to you;
(iii) When we manage our customer relationships and service provider relationships;
(iv) If you provide us with feedback or make a complaint;
(v) If you apply for an account with us;
(vi) When CCTV footage is recorded at our offices or premises;
(vii) Your information that is in the public domain;
(viii) If you subscribe to our newsletters and marketing lists; and
(ix) Details provided on a resume sent to us relating to an employment
opportunity.
(b) Credit-Related Personal Information
We may obtain your credit-related personal information:
(i) When making an application or negotiating with a credit provider on your behalf; or
(ii) From a Credit Reporting Body or Credit Reporting Agency when we have obtained your credit report with your consent.
(c) Electronically
We collect your personal and credit-related personal information via our electronic records created when you use our website, tablet, or mobile applications.
(d) Information From Other Platforms
We may also collect information about you that is available from social media or other platform providers where you use your social media account to register for WeMoney (for example, if you register for WeMoney via your Facebook account) or if your social media account is linked to the email address you use to access our Services.
(e) Third-Party Service Providers
We may also receive your personal information from third parties that we deal with on your behalf and from our service providers. We may also receive your personal information from another party by any other means.
If we do, we will apply the applicable Privacy Laws in deciding whether it is lawful to keep the information received.
(f) Employment
If you apply for a job or position with us, we may collect certain information from you (including your name, contact details, working history, and relevant records checks) from any recruitment consultant, your previous employers, and others who may be able to provide information to us to assist in our decision on whether or not to make you an offer of employment or engage you under a contract.
Any information we receive that we are not lawfully required to hold will be deleted or destroyed.
The Privacy Act contains certain exemptions, including in relation to employee records and related bodies corporate. Where appropriate, we may rely on relevant exemptions in the Privacy Act. Any information we receive that we are not lawfully required to hold will be deleted or destroyed.
Acceptance of any of our Services via an application in writing, orally, or electronic means will be deemed as giving consent to the disclosures detailed herein, except where express consent is required by law (such as for CDR data, credit reporting information, or sensitive information).
We will keep your personal information securely. Much of the information we hold about you will be stored electronically in cloud-based or other types of networked or electronic storage centres that comply with applicable Privacy Laws, whether the data is kept within Australia, New Zealand, or overseas. Some information that we hold about you may be stored in physical form.
The security of your personal information is important to us. We will take appropriate technical and organisational precautions to secure your personal information and to prevent the loss, misuse, unauthorised access, disclosure, or alteration of your personal information.
We use a range of physical, electronic, and other security measures to protect the security, confidentiality, and integrity of the personal information we hold. For example:
(i) Access to our information systems is controlled through identity and access management controls;
(ii) Employees and our contracted service providers are bound by internal information security policies and are required to keep the information secure;
(iii) All employees are required to complete training about privacy and information security; and
(iv) We regularly monitor and review our security measures and compliance with internal policies and industry best practices.
You acknowledge that the transmission of unencrypted (or inadequately encrypted) data over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet. You do so at your own risk.
Also, our website may have links to external websites, and we take no responsibility for the privacy practices or the content of those other sites.
We will use or disclose personal information held about you as permitted by law and for the business purposes for which it is collected (e.g., provision of our Services, including administration of our Services, notifications about changes to our Services, record-keeping purposes, technical maintenance, obtaining or maintaining insurance coverage, managing risks, or obtaining professional advice) --- that is, to carry on our business activities and provide our Services to you.
We may use your personal information to comply with legislative or regulatory requirements in any jurisdiction, for the establishment, exercise, or defence of legal claims (whether in court proceedings or in an administrative or out-of-court procedure), to prevent fraud, crime, or other activity that may cause harm in relation to our Services, and to help us run our business and maintain integrity.
We may also use your personal information to tell you about our Services we think may interest you, or for a purpose related to the primary purpose of collection, or where you would reasonably expect that we would use the information in such a way, subject to legal restrictions on using your personal information for marketing purposes.
Purposes for which we collect and use your information include:
(i) Processing applications for the provision of our Services, providing you with credit assistance, or facilitating any credit to you;
(ii) Managing our Services to you, including managing our customer relationships, processing payment receipts, and invoices;
(iii) Assessing and monitoring your creditworthiness;
(iv) Establishing your identity to ensure that we are dealing with you;
(v) Responding to enquiries relating to your application, accounts, and other Services provided to you;
(vi) Detecting and preventing fraud and other risks to you and other individuals;
(vii) Understanding your needs, developing and offering our Services to you, as well as researching and developing new services;
(viii) Improving our Services (for example, we may use the questions you ask WeMo to help develop and refine our tool for future users);
(ix) Payment system operators (e.g., merchants receiving card payments);
(x) Our product suppliers, sponsors, or promoters of any competitio that we conduct via our Services;
(xi) Our existing or potential agents or business partners;
(xii) Providing you with direct marketing relating to products that you may be interested in;
(xiii) Marketing analytics and digital advertising, including excluding existing users from seeing our acquisition ads, reaching potential new users with similar interests, and measuring advertising campaign effectiveness;
(xiv) Ensuring workplace health and safety of our employees;
(xv) Dealing with any complaints made by you;
(xvi) Specific third parties authorised by you to receive information held by us, including credit reporting bodies;
(xvii) Complying with our legal and regulatory compliance requirements;
or
(xviii) Enforcing our rights, making legal enquiries, or taking legal action.
We may disclose your personal information to any member of the WeMoney Group of companies (this means our subsidiaries, our ultimate holding company, and all of its subsidiaries) insofar as reasonably necessary for the purposes, and on the legal bases allowed under the Privacy Laws and as set out in this Privacy Policy.
We may disclose your personal information to our insurers and/or professional advisers insofar as reasonably necessary for the purposes of obtaining or maintaining insurance coverage, managing risks, obtaining professional advice, or the establishment, exercise, or defence of legal claims, whether in court proceedings or in an administrative or out-of-court procedure.
We may disclose your personal information to our suppliers or subcontractors insofar as reasonably necessary to provide the relevant Services to you or providers for the operation of our websites, data analytics, and/or our business.
We may disclose your information to product providers (such as retailers and banks) in connection with a request by you for one of their products (for example, when you apply for a loan or when you agree to receive direct marketing from us or our product providers).
In addition to the specific disclosures of personal information set out in this section, we may disclose your personal information where such disclosure is necessary for compliance with a legal or regulatory obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person.
We may also disclose your personal information when we have obtained your consent.
Categories of third parties we share data with include:
(a) Data Aggregation Providers
We use data aggregation services to securely connect to your financial accounts and retrieve your financial data. This may occur via the Consumer Data Right (CDR) regime or via other secure connection methods, depending on your financial institution.
(b) Credit Reporting Bodies / Credit Reporting Agencies
We share credit-related information with credit reporting bodies (Australia) and credit reporting agencies (New Zealand) as detailed in Parts B and C of this policy.
(c) Marketing and Customer Engagement Platforms
We use customer engagement platforms to send you emails, push notifications, and in-app messages. Our primary provider is Braze, Inc. (United States).
(d) Digital Advertising Platforms
We share hashed (encrypted) email addresses with digital advertising platforms (such as Meta, Google, TikTok, and similar services) to manage our advertising campaigns --- including excluding existing users from seeing our acquisition ads, reaching potential new users with similar characteristics, and measuring campaign effectiveness.
We only share hashed (encrypted) identifiers with these platforms, not your raw email address or any WeMoney account information.
(e) Analytics Providers
We use analytics providers to understand how users interact with our app and to improve our services.
(f) Cloud Infrastructure and Hosting Providers
We use cloud infrastructure providers to store and process datasecurely.
We may disclose your personal information to overseas recipients in order to provide our Services and for administrative, data storage, product analysis or improvement purposes, or other business management purposes.
The countries to which this information may be disclosed include:
(i) United States of America;
(ii) Canada;
(iii) United Kingdom;
(iv) Countries within the European Union;
(v) Japan;
(vi) Singapore;
(vii) Australia (for New Zealand users);
(viii) New Zealand (for Australian users); and
(ix) India.
The locations where we handle, store, and process your data may change as our business needs change and we appoint other service providers from time to time.
Prior to disclosing your personal information to an overseas recipient, unless a permitted general situation applies, we will take all reasonable steps to ensure that:
(i) The overseas recipient does not breach the applicable Privacy Laws;
(ii) The overseas recipient is subject to a law, or binding scheme, that has the effect of protecting the information in a way that, overall, is at least substantially similar to the way the Privacy Laws protect information; or
(iii) You have consented to us making the disclosure.
Direct Marketing Communications
We may use your personal information for direct marketing. This means we may send information to you that relates to promotions from WeMoney or one of its preferred suppliers. We may offer you products and services by various means, including by mail, telephone, email, SMS, or other electronic means, such as through social media or targeted advertising.
You have the right to object to our processing of your personal information for direct marketing purposes. If you make such an objection, we will cease to process your personal information for this purpose.
If you do not wish your personal information to be used or disclosed for the promotional purposes described above, please contact us via the WeMoney application, our website to express your wish to opt out, or click the "opt out" link at the bottom of any electronic communication from us.
We will not sell your personal information to other companies or organisations.
Use of Your Information for Digital Advertising
We may use your email address (in hashed form) for the following advertising purposes:
(a) Audience Suppression (Exclusion Lists)
If you already use WeMoney, we add your hashed email to suppression lists so advertising platforms know not to show you our acquisition ads.
This means you will not see ads asking you to download an app you already have.
(b) Lookalike/Similar Audiences
Advertising platforms can analyse patterns from our hashed user list to identify other people who might be interested in WeMoney. These potential users never receive your personal information --- the platform only uses aggregated patterns to find similar audiences.
(c) Advertising Measurement
We may use hashed identifiers to measure whether our advertising campaigns are effective.
Your Choices
You can opt out of having your information used for these advertising purposes at any time by:
(i) Adjusting your privacy settings in the WeMoney app (Settings \> Privacy \> Advertising Preferences); or
(ii) Emailing us at hello@wemoney.com.au
If you opt out, we will remove your information from our advertising audiences at the next scheduled sync with our advertising platforms.
Note: If you opt out of suppression lists, you may start seeing WeMoney ads on social media even though you already have the app.
We may use cookies on our website. A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.
Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from the cookies.
We may also use a pop-up notice which only stores your session information, device details, and geo-location. The purpose of the pop-up is for users that choose to subscribe; there will be a content drip workflow that periodically provides the user with articles and information related to our services. The article/information page links will appear in the user's browser while they are browsing at other sites.
We will retain your personal information for as long as legally required and when we no longer are legally required or have a legitimate purpose to retain it, we will either delete, destroy, desensitise, or anonymise it.
We may retain your personal information where such retention is necessary for compliance with a legal or regulatory obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person.
We may also de-identify your personal information which we have collected for the purposes described in this Privacy Policy. As a result, this Privacy Policy and Privacy Laws will generally not apply to our use of de-identified information. However, we will continue tosafeguard this de-identified information.
WeMoney Account Deletion
Your WeMoney account and all associated data can be deleted in two ways:
(i) Use the "delete account" button in the "my details" section, accessible from the settings screen of the WeMoney application; or
(ii) Request account deletion by emailing hello@wemoney.com.au from the email account with which your account is registered (for social sign in, the email account of your Google or Facebook account).
The WeMoney app is intended for users aged 18 years and over. We do not knowingly collect personal information from children under the age of 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete that information.
Our WeMoney application includes WeMo, an AI-powered chatbot designed to provide general information about credit reports and credit scores, including how to interpret them and how to improve them.
When you interact with WeMo, we may collect and use the questions you ask to help develop and refine our tool for future users. WeMo provides general information only and does not provide personal financial advice.
You can withhold your personal information when speaking with us if you are making a general enquiry. However, if you wish for us to provide you with our Services, we will need to identify you.
Our website and the WeMoney app may contain links to websites operated by third parties. Those links are provided for convenience and may not remain current or be maintained. Unless expressly stated otherwise, we are not responsible for the privacy practices of, or any content on, those linked websites, and have no control over or rights in those linked websites. The privacy policies that apply to those other websites may differ substantially from our Privacy Policy, so we encourage individuals to read them before using those websites.
This Part B applies to users located in Australia.
In Australia, we manage your personal information in accordance with:
(i) Privacy Act 1988 (Cth) (Privacy Act);
(ii) Australian Privacy Principles (APPs) contained in Schedule 1 of the Privacy Act;
(iii) Privacy Regulation 2013;
(iv) Privacy (Credit Reporting) Code 2024 (CR Code); and
(v) Privacy and Other Legislation Amendment Act 2024.
We also hold Australian Credit Licence 526330 and comply with the
National Consumer Credit Protection Act 2009 (Cth).
The summary of your principal rights under Australian Privacy Laws are:
(i) To request, at any time, for us to inform you of the personal information we hold about you;
(ii) The right to access your personal information --- we will respond to you within 30 days of making a request;
(iii) The right to correction of your personal information --- we will respond within 30 days;
(iv) The right to erasure (where we have no legitimate right or business requirements to retain your personal information);
(v) The right to restrict or object to processing (where we have no legitimate right or business requirements to process your personal information);
(vi) The right to complain to a supervisory authority; and
(vii) The right to withdraw your consent (where we have no legitimate right or business requirements to retain or process your personal information).
We may refuse to give you access to personal information we hold about you if we reasonably believe that giving access would pose a serious threat to the life, health, or safety of an individual, or to the public health or safety, where giving access would be unlawful, where giving access would have an unreasonable impact on the privacy of other individuals, if there are legal proceedings, or if we consider the request to be frivolous or vexatious.
If we refuse to give you access to or to correct your personal information, we will give you a notice explaining our reasons except where it would be unreasonable to do so.
Credit Reporting Bodies (CRB) are authorised by law to handle your credit-related information under Part IIIA of the Privacy Act and the Privacy (Credit Reporting) Code 2024.
We may disclose your personal information to, or collect personal credit-related information from, a CRB if you apply for credit or if otherwise required in order to provide our Services to you. CRBs may include credit-related information provided by the WeMoney Group in reports provided to other credit providers to assist such other credit providers to assess the individual's creditworthiness.
As permitted by law, we may collect, hold, use, or disclose credit-related information held about you for the purposes of:
(i) Assessing and forming decisions as to whether to provide you with credit assistance, credit contracts, or to accept an individual as a guarantor;
(ii) Participating in the exchange of credit-related information with other credit providers, including obtaining from and providing information to CRBs and other credit providers and/or trade suppliers as permitted by Part IIIA of the Privacy Act and the CR Code;
(iii) To provide you with our Services;
(iv) To deal with complaints and meet legal and regulatory requirements;
and
(v) To assist other credit providers to do the same.
WeMoney shares credit-related information with the following CRBs:
Experian Australia Pty Ltd Website: https://www.experian.com.au/
Phone: 1300 783 684 Email: creditreport@au.experian.com
Equifax Australia Information Services and Solutions Pty Limited
Website: https://www.equifax.com.au/contact Phone: 13 83 32
You are able to obtain a copy of their credit reporting policies from their websites.
We may change our chosen CRB in the future. If we do, we will let you know of that change by posting an announcement on our website.
You may be asked to participate in a "pre-screening". This is where your credit-related information is provided to a CRB to use, to provide marketing relating to your credit-related circumstances. You have the right to contact the CRB and ask that you be excluded from this process.
If you have been, or have a reasonable belief that you are likely to be, a victim of fraud, you can contact the CRB and request a "ban period".
The CRB will not be permitted to use your personal or credit-related information during this time.
WeMoney is an Accredited Data Recipient under the Consumer Data Right (CDR) regime in Australia. This allows us to receive banking data from Data Holders with your consent under the government's Open Banking scheme.
For detailed information about how we handle CDR data, including our CDR-specific consent processes and data handling practices, please see our CDR Policy at: https://www.wemoney.com.au/cdrpolicy
The Privacy Act includes a Notifiable Data Breaches scheme (**NDB**) under Part IIIC, which requires us to notify you and the Office of the Australian Information Commissioner (**OAIC**) of certain data breaches and recommend steps you can take to limit the impacts of a breach (for example, a password change).
The NDB scheme requires us to notify about a data breach that is likely to result in serious harm to affected individuals. There are exceptions where notification is not required --- for example, where we have already taken appropriate remedial action that removes the risk of serious harm to any individuals.
If we believe there has been a data breach that impacts your personal information and creates a likely risk of serious harm, we will notify you and the OAIC as soon as possible and keep in close contact with you about the nature of the breach, the steps we are taking, and what you can do to reduce the impacts to your privacy.
If you believe that any personal information we hold about you has been impacted by a data breach, you can contact us using the contact details below.
You may exercise any of your rights in relation to your personal information by contacting us. If you have a question or complaint about how your personal information is being handled by WeMoney, our affiliates, or contracted service providers, please contact us at:
Attention: Privacy Officer Email: privacy@wemoney.com.au
Phone: 1300 629 510 Post: 81-83 Campbell Street, Surry Hills, NSW 2010
We will try to have your complaint resolved within 5 business days, but it may take longer depending on the complaint. If this is the case, we will aim to resolve your complaint within 30 days. All complaints will be handled in accordance with our Internal Dispute Resolution Policy.
Under the Privacy Laws, you may also complain to the Office of them Australian Information Commissioner (OAIC) about the way we handle your personal information. Please note the OAIC requires that any complaint be first made to the respondent organisation. The law also allows 30 days for the respondent organisation to deal with the complaint before a person may make a complaint to the OAIC. The Commissioner can be contacted at:
Office of the Australian Information Commissioner GPO Box 5288
Sydney NSW 2001 Phone: 1300 363 992 Email: enquiries@oaic.gov.au
Website: www.oaic.gov.au
The Australian Financial Complaints Authority (AFCA) may also consider privacy complaints relating to credit reporting matters. If you wish to lodge a complaint with AFCA you may do so by contacting them.
AFCA can be contacted at:
Australian Financial Complaints Authority GPO Box 3 Melbourne VIC
3001 Phone: 1800 931 678 Email: info@afca.org.au Website:
www.afca.org.au
This Part C applies to users located in New Zealand.
In New Zealand, we manage your personal information in accordance with:
(i) Privacy Act 2020 (NZ);
(ii) Information Privacy Principles (IPPs) contained in the Privacy Act 2020; and
(iii) Privacy Regulations 2020 (NZ).
The summary of your rights under New Zealand Privacy Laws are:
(i) To request, at any time, for us to inform you of the personal information we hold about you;
(ii) The right to access your personal information --- we will respond within 20 working days of making a request;
(iii) The right to correction of your personal information --- we will respond within 20 working days;
(iv) The right to erasure (where we have no legitimate right or business requirements to retain your personal information);
(v) The right to restrict or object to processing (where we have no legitimate right or business requirements to process your personal information);
(vi) The right to complain to the Privacy Commissioner; and
(vii) The right to withdraw your consent (where we have no legitimate right or business requirements to retain or process your personal information).
We may refuse to give you access to personal information we hold about you, and we will act reasonably and in accordance with the Privacy Laws.
If we refuse to give you access to or to correct your personal information, we will give you a notice explaining our reasons except where it would be unreasonable to do so in accordance with the PrivacyLaws.
Credit Reporting Agencies (CRA) are authorised by law to handle your credit-related information.
As permitted by law, we may collect, hold, use, or disclose credit-related information held about you for the purposes of:
(i) To provide you with our Services;
(ii) To deal with complaints and meet legal and regulatory requirements;
and
(iii) To assist other credit providers to do the same.
WeMoney shares credit-related information with the following CRAs:
Equifax New Zealand Services and Solutions Limited Website:
https://www.equifax.co.nz/contact Phone: 0800 653 309
Experian New Zealand Limited Website: https://www.experian.co.nz
Phone: (64) 9 927 4611 Contact: https://www.experian.co.nz/contact-us
Centrix Group Limited Website: https://www.centrix.co.nz Phone: 0800 236 874 Email: helpdesk@centrix.co.nz
You are able to obtain a copy of their credit reporting policies from their websites.
We may change our chosen CRA in the future. If we do, we will let you know of that change by posting an announcement on our website.
Under Part 6 of the Privacy Act 2020, if we believe that there has been a privacy breach, we will identify the issue and take appropriate steps
to minimise any harm to you.
If we believe there has been a data breach that impacts your personal information and creates a likely risk of serious harm, we will notify you and the Office of the Privacy Commissioner as soon as possible and keep in close contact with you about the nature of the breach, the steps we are taking, and what you can do to reduce the impacts to your privacy.
If you believe that any personal information we hold about you has been impacted by a data breach, you can contact us using the contact details below.
You may exercise any of your rights in relation to your personal information by contacting us. If you have a question or complaint about how your personal information is being handled by WeMoney, our affiliates, or contracted service providers, please contact us at:
Attention: Privacy Officer Email: privacy@wemoney.com.au
Post: 81-83 Campbell Street, Surry Hills, NSW 2010
We will try to have your complaint resolved within 5 business days, but it may take longer depending on the complaint. If this is the case, we will aim to resolve your complaint within 30 days. All complaints will be handled in accordance with our Internal Dispute Resolution Policy.
Under the Privacy Laws, you may also complain to the Office of the New Zealand Privacy Commissioner (**OPC**) about the way we handle your personal information. Please note the OPC requires that any complaint be first made to the respondent organisation. The law also allows 30 days for the respondent organisation to deal with the complaint before a person may make a complaint to the OPC.
The Commissioner can be contacted at:
Office of the New Zealand Privacy Commissioner PO Box 10094
Wellington 6140 Phone: 0800 803 909 Website: https://privacy.org.nz/
We reserve the right to change this Privacy Policy at any time, and when we do, we will post the current version on our website. Please check our website for the current version of this Privacy Policy.
The revised Privacy Policy shall apply from the date of publication of the revised Privacy Policy on our WeMoney website, and you hereby waive any right you may otherwise have to be notified of, or to consent to, revisions of the Privacy Policy.
Any subsequent access to, or use by you, of the WeMoney website or any of our Services will constitute acceptance of any varied or modified Privacy Policy.
We will not file a copy of the Privacy Policy specifically in relation to each user or customer and, if we update the Privacy Policy, the version to which you originally agreed will no longer be available on
our WeMoney website. We recommend that you consider saving a copy of the Privacy Policy for future reference.
This Privacy Policy is Version 5.0 dated \[EFFECTIVE DATE\].
WeMoney Pty Ltd** ACN 633 007 860 \| NZBN 9429050147854 privacy@wemoney.com.au
Previous versions: Version 4.1 (Australia) / Version 3.1 (New Zealand) dated 16 September 2024
ABN: 88 633 007 860 WeMoney Pty Ltd
All rights reserved.
Built with ❤️ in Australia
Australian Credit Licence (ACL): 526330
WeMoney acknowledges and pays respect to the past, present, and emerging Traditional Custodians of the land in which we live and work.
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