Pay down debt. Faster.

The social financial wellness app that
helps you track and crush debt—for free.

With over 1,600,000+ downloads in Australia 🇦🇺

Debt-free living
FI/RE
Crypto
Saving
Investing
Budgeting
Buy a property
Track bills
Debt-free living
FI/RE
Crypto
Saving
Investing
Budgeting
Buy a property
Track bills
Debt-free living
FI/RE
Crypto
Saving
Investing
Budgeting
Buy a property
Track bills
Debt-free living
FI/RE
Crypto
Saving
Investing
Budgeting
Buy a property
Track bills
Debt-free living
FI/RE
Crypto
Saving
Investing
Budgeting
Buy a property
Track bills
Debt-free living
FI/RE
Crypto
Saving
Investing
Budgeting
Buy a property
Track bills

As featured in:

See how WeMoney members are reducing their debt repayments.

WeMoney changes lives everyday. Check out these members’ stories and see the results firsthand.

Stories reflect individual member experiences and are not a guarantee of a similar result. Outcomes depend on your circumstances.

Latest community stories

Story shared Jan 2026

Xavier is saving $450 per month after consolidating his debts

Story shared Jan 2026

Bailey saved close to $2,000.

Story shared Jan 2026

Philip lowered his repayments from $750 to $400 per month

Story shared Jan 2026

Sarah found a lower rate and
reduced her repayments

Get complete visibility on all your finances

Josh saved $571 and paid off his loan 11 months early.

Connecting your accounts in WeMoney not only allows you to see all your transactions in one place, but also helps us present personalised offers for you to save.

Set goals and wipe your debt faster

Elise crushed $2,400 in debt in under a year

WeMoney helps you budget, track progress, and set personalised goals. Break down any debt into manageable steps on your path to becoming debt free.

Turn multiple debts into one smaller repayment

Annabelle saved $1,289 with the perfect loan.

WeMoney looks at your debts and finds personalised offers to combine them into one lower repayment — with less interest and less stress.

Turn small wins into a stronger credit score

Marko’s score jumped 71 points.

WeMoney provides you actionable insights to help you improve your financial health. The average WeMoney member improves their credit score by 63 points just 9 months after joining.

Find money hiding in your bills

Ben cut $72 in unnecessary spending.

WeMoney highlights all your transactions, which means you’ll never let 
un-used subscriptions go undetected again.

Bank-grade security

We use the same industry-standard security practices as the leading banks. Our services are routinely inspected, tested and audited by qualified security and data specialists.

End-to-End Encryption

2048bit SSL encryption end-to-end whenever you use any of WeMoney services.

Mastercard Partnership

WeMoney partners with Mastercard to securely store your information, trusted by over 1.5 billion users globally.

Banking logins never stored

Your bank login details are never stored on our servers, ensuring your privacy and security.

We’re on a mission to make a difference

Our members are taking big steps towards healthier financial lives. See what they have to say about their WeMoney journey.

I was spending way too much in interest on a loan just to get by and found it quite stressful.

I refinanced my personal loan thanks to WeMoney, lowering my interest rate by 7%, which is huge!!

Taylor

Harrington Park, NSW

The WeMoney Community gave me the hope and courage I needed to finally reach out for help.

After nearly three years of my downhill financial struggle I finally made an appointment for financial counselling.

Kylie

Naracoorte, SA

I previously got into bad money habits with an ex-partner. I had built up credit card debt and a small personal loan.

WeMoney helped me consolidate my debts, saving me thousands in interest. I can now feel more confident about getting my finances on track and saving up for my first home.

Lily

Berri, SA

My dopamine now comes from watching my financial situation improve and being able to provide my son his needs—made even better with the WeMoney app!

Teresa

Perth, WA

After downloading WeMoney I realised that I was dropping $60-$400 on gambling regularly with no return.

Now having this beautiful app I can track my expenses and break the cycle.

Timothy

Narabeen, NSW

With COVID-19 mandates cutting our household income in half, my husband and I struggled with our credit card payments.

WeMoney really helped us, as we were able to get a new loan and pay our credit card, allowing us to save for our new goals.

Anne

Menzies, QLD

I was spending way too much in interest on a loan just to get by and found it quite stressful.

I refinanced my personal loan thanks to WeMoney, lowering my interest rate by 7%, which is huge!!

Taylor

Harrington Park, NSW

I previously got into bad money habits with an ex-partner. I had built up credit card debt and a small personal loan.

WeMoney helped me consolidate my debts, saving me thousands in interest. I can now feel more confident about getting my finances on track and saving up for my first home.

Lily

Berri, SA

After downloading WeMoney I realised that I was dropping $60-$400 on gambling regularly with no return.

Now having this beautiful app I can track my expenses and break the cycle.

Timothy

Narabeen, NSW

The WeMoney Community gave me the hope and courage I needed to finally reach out for help.

After nearly three years of my downhill financial struggle I finally made an appointment for financial counselling.

Kylie

Naracoorte, SA

My dopamine now comes from watching my financial situation improve and being able to provide my son his needs—made even better with the WeMoney app!

Teresa

Perth, WA

With COVID-19 mandates cutting our household income in half, my husband and I struggled with our credit card payments.

WeMoney really helped us, as we were able to get a new loan and pay our credit card, allowing us to save for our new goals.

Anne

Menzies, QLD

FAQ’s

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