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Should you consolidate every debt?

You do not have to put every balance into a consolidation loan. In some cases, consolidating only the expensive or difficult-to-manage debts produces a better result than resetting everything under one new term.
Aug 21, 2026
 in 
Debt consolidation

Can you consolidate a car loan with credit cards or personal loans?

Can you include a car loan when you consolidate your other debts? Sometimes, yes (the existing contract and the new lender's rules decide whether it can be paid out and included).
Aug 20, 2026
 in 
Debt consolidation

How to find the award that fits your next money decision

A practical guide to reading the WeMoney Financial Services Awards: start from your decision, understand what a Gold or Silver badge means, and what to check before you choose.
Aug 12, 2026
 in 
Guides

What should you look for in a reputable debt consolidation lender?

Five checks before you trust any debt consolidation lender or comparison website in Australia: licensing, comparison rates, fees, AFCA membership and approval promises.
Aug 12, 2026
 in 
Guides

Debt consolidation loans in Australia: how to compare them

How to compare debt consolidation loans in Australia: comparison rates, fees, loan terms and total cost, plus what to check about any lender before you apply.
Aug 12, 2026
 in 
Guides

Your first credit card or personal loan: what future-you will need to repay

The paperwork for a first credit card or personal loan puts two numbers in front of you clearly: the limit or the amount, and the repayment.
Aug 3, 2026
 in 
Guides
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