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My home insurance went up $1,079.74, and why I didn't just pay it
Vanessa's home insurance renewal jumped 45.6% with nothing changed. Here is what she did instead of paying it, and the fortnightly habit that covers the bill.
Aug 13, 2026
in
Budgeting
How to stop irregular bills sending you back into debt
The costs that push a household back into debt are usually ones you knew were coming.
Aug 3, 2026
in
Guides
How offset accounts and redraw actually work
An offset account and a redraw facility both park money against a home loan, and both reduce the interest you're charged.
Aug 3, 2026
in
Guides
Christmas starts in September: spreading the cost before it lands on credit
There are roughly 13 weeks between late September and Christmas Day – about 6 fortnightly pays (depending on how yours fall).
Aug 3, 2026
in
Guides
How savings interest and bonus rates actually work
The rate on a savings account ad and the rate your money actually earns can be a long way apart.
Aug 3, 2026
in
Guides
What changes when your buffer hits $1,000
If your buffer has just reached $1,000 while you're still paying off debt, you've probably done the slowest part.
Aug 3, 2026
in
Guides
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