Chris Wilkie

Chris, the growth guys at WeMoney

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An extra fee on your receipt: check what it is and what you can do

Is the bigger pack actually better value?

Which regular bill has quietly climbed?

How much of your next pay is already committed?

Could your cash buffer cover the next surprise bill?

Household spending rose 6.0% over the year. Here is what moved.

BNPL is now regulated credit. What changed for borrowers?

Australians committed $9.7 billion to personal fixed-term loans last quarter

The RBA held at 4.35%. What the pause means for non-mortgage debt

When to speak with a financial counsellor before refinancing debt

Debt-consolidation company warning signs to check before you sign

Financial hardship or refinancing: which should you ask about first?

Can tax debts and overdue household bills be consolidated?

Can payday loans or wage-advance debts be consolidated?

Can store-card debt be included in debt consolidation?

Early-repayment fees when refinancing a personal loan

How establishment fees change a debt-refinancing break-even point

Shorter or longer refinance term: what changes?

Comparison rate versus interest rate when refinancing debt

Why the personal-loan rate you receive may differ from the advertised rate

Work out an affordable refinance repayment before you apply

How recent credit applications can affect a refinancing plan

What information should you gather before refinancing debt?

When refinancing debt may not improve your position

Pay the highest-interest card first or refinance it?

Refinance one credit card or combine several cards?

Close or reduce the old credit-card limit after refinancing?

What should you do with your old credit card after a balance transfer?

Are repeated balance transfers a good way to manage credit-card debt?

What happens if you miss a balance-transfer repayment?

Should you make purchases on a balance-transfer credit card?

How much should you repay each month to clear a balance transfer?

When should you start a balance transfer before your current offer ends?

Can you transfer balances from more than one credit card?

Should you refinance every debt or leave some separate?

Personal-loan refinancing fees and payout figures: what should you check?

Credit card or personal loan: which is better for paying off debt?

Can a balance transfer affect your credit score?

Credit card balance transfer declined: what can you do next?

Fixed or variable-rate debt consolidation loan: what should you compare?

Secured or unsecured debt consolidation: what changes?

Can you consolidate a car loan with credit cards or personal loans?

0% balance transfer or low-rate credit card: which could cost less?

Balance transfer fees and limits: how much can you actually move?

Why your credit score can look different elsewhere

See what your debt costs over time

Your first credit card or personal loan: what future-you will need to repay

How much sooner could extra repayments make you debt free?

How to stop irregular bills sending you back into debt

How credit card balance transfers work, including the revert rate

A big expense is coming: should you save, use a credit card, BNPL or take a personal loan?

How credit card interest-free periods work, and what happens when they end

Buy now pay later and your credit report

How to pay off credit card debt faster

The avoidance spiral: why we stop opening money letters

How offset accounts and redraw actually work

How savings interest and bonus rates actually work

What changes when your buffer hits $1,000

How HECS/HELP debt and indexation actually work

The first debt you pay off completely

When rates change: what to check in your budget and debts

Why your credit card balance may not be going down

How to build an emergency buffer while paying off debt

What to do after debt consolidation so balances do not build back up

Is it worth refinancing your personal loan?

What to do after a personal loan application is declined

Can you consolidate debt with bad credit?

Does debt consolidation affect your credit score?

When Afterpay and Zip repayments take over payday

Compare debt consolidation, balance transfers and personal loans

How much could debt consolidation cost or save?

What happens to your old debts when you consolidate them?

Can you consolidate credit cards, Afterpay, Zip and personal loans together?

Should I consolidate my debt?

See how debt consolidation works and what it could change

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