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All articles

Why your credit score can look different elsewhere

See what your debt costs over time

Your first credit card or personal loan: what future-you will need to repay

How much sooner could extra repayments make you debt free?

How to stop irregular bills sending you back into debt

How credit card balance transfers work, including the revert rate

A big expense is coming: should you save, use a credit card, BNPL or take a personal loan?

How credit card interest-free periods work, and what happens when they end

Buy now pay later and your credit report

How to pay off credit card debt faster

The avoidance spiral: why we stop opening money letters

How offset accounts and redraw actually work

How savings interest and bonus rates actually work

What changes when your buffer hits $1,000

How HECS/HELP debt and indexation actually work

The first debt you pay off completely

When rates change: what to check in your budget and debts

Why your credit card balance may not be going down

How to build an emergency buffer while paying off debt

What to do after debt consolidation so balances do not build back up

Is it worth refinancing your personal loan?

What to do after a personal loan application is declined

Can you consolidate debt with bad credit?

Does debt consolidation affect your credit score?

When Afterpay and Zip repayments take over payday

Compare debt consolidation, balance transfers and personal loans

How much could debt consolidation cost or save?

What happens to your old debts when you consolidate them?

Can you consolidate credit cards, Afterpay, Zip and personal loans together?

Should I consolidate my debt?

See how debt consolidation works and what it could change

RACV Travel Insurance: Award-Winning Cover with Member Benefits That Go Further

Join the financial wellness movement.