Add the debts you want to combine, tell us a little about you, and see what one loan with one repayment could look like: what it frees up each pay, the rate you could get, and your approval score. Free, takes about two minutes, and checking never affects your credit score.
Every debt you add is combined into one loan. We estimate the rate you could get from typical outcomes for people in your credit-score band, adjust it for your work situation and how the repayment fits your income, and show the change in your repayments next to the total interest over the loan term. A lower repayment from a longer term is never shown as a saving: you always see both numbers.
WeMoney (ABN 88 633 007 860) holds Australian Credit Licence 526330. The calculator provides general information only. It does not consider your objectives, financial situation or needs, is not credit assistance or a loan offer, and results are estimates, not a guarantee of approval. WeMoney compares products from its partner lender panel only and may receive a commission from a lender if you take out a loan; this does not change what you pay.
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Information on this website is general in nature and is not financial or credit advice. It does not take into account your objectives, financial situation or needs. Consider whether it is appropriate for your circumstances, and read our Terms of Use, Credit Guide and Privacy Policy before acting on it.
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