WeMoney Personal & Car Loans 2025 Winners

We’re excited to announce the winners and finalists for the WeMoney Personal & Car Loans 2025.

Overall

Winner

Non-Bank Lender of the Year (Personal Loans)

Non-Bank Lender of the Year (Car Loans)

Personal Loans

Winner
finalist

Excellent Rates & Fees (Secured)

Excellent Rates & Fees (Unsecured)

Best for Quality

Best for Flexibility

Best for Accessible Credit (Low Credit Limit)

Best for Accessible Credit (High Credit Limit)

Best for Excellent Credit

Best Mobile Experience - Personal & Car Loans

Best for Debt Consolidation

Green Personal Loan of the Year

Best for Student Education Loans

Most Innovative Lender

Outstanding Customer Service

Vehicle Loans

Winner
finalist

Excellent Rates & Fees

Best for Quality

Best for Flexibility

Electric Car Loan of the Year

Best for Used Car Loans

Best for Accessible Credit

Best for Excellent Credit

Most Innovative Lender

Outstanding Customer Service

About these awards
The WeMoney Awards are general information only. They are not financial, credit, or product advice and are not a recommendation to acquire any particular product. Winners and rankings are based on our published methodology and do not take into account your objectives, financial situation or needs. Before acting on any information here, consider whether it is appropriate for you and read the relevant product's terms, and where applicable the issuer's Product Disclosure Statement (PDS) and Target Market Determination (TMD). WeMoney Pty Ltd (ABN 88 633 007 860) holds Australian Credit Licence 526330.

How the awards work & our commercial arrangements.
To be assessed for a WeMoney Award, providers may pay an entry/assessment fee, which WeMoney waives at its discretion in some cases. This fee covers participation in the assessment only. Rankings are not influenced by any commercial arrangement, payment, or sponsorship - winners and rankings are determined solely by our published methodology. Paying an entry fee, paying a higher fee, or having a commercial or advertising relationship with WeMoney confers no advantage in the assessment. Only providers that enter the awards are assessed; the awards do not cover every product in the market. WeMoney may also earn a referral fee or advertising fee when members click through to, or are referred to, third-party providers via the WeMoney app; this does not affect award outcomes.

The judges

The combined expertise of our team is infused into our review process to ensure a thoughtful evaluation of products and services from the customer perspective.

Lynda Coker

CEO and Co-Founder

Co-operty

Ben Ford

Head of Sales (Acting)

Wych

Jack Hallam

General Manager

Ammo Marketing

John Solvander

Director of Media Engagement

Media Stable

Curious about our methodology?

Find out how we selected the winners and runners-up.