We’re excited to announce the winners and finalists for the WeMoney Personal & Car Loans 2025.
Overall
Winner
Non-Bank Lender of the Year (Personal Loans)
Non-Bank Lender of the Year (Car Loans)
Personal Loans
Winner
finalist
Excellent Rates & Fees (Secured)
Excellent Rates & Fees (Unsecured)
Best for Quality
Best for Flexibility
Best for Accessible Credit (Low Credit Limit)
Best for Accessible Credit (High Credit Limit)
Best for Excellent Credit
Best Mobile Experience - Personal & Car Loans
Best for Debt Consolidation
Green Personal Loan of the Year
Best for Student Education Loans
Most Innovative Lender
Outstanding Customer Service
Vehicle Loans
Winner
finalist
Excellent Rates & Fees
Best for Quality
Best for Flexibility
Electric Car Loan of the Year
Best for Used Car Loans
Best for Accessible Credit
Best for Excellent Credit
Most Innovative Lender
Outstanding Customer Service
About these awards The WeMoney Awards are general information only. They are not financial, credit, or product advice and are not a recommendation to acquire any particular product. Winners and rankings are based on our published methodology and do not take into account your objectives, financial situation or needs. Before acting on any information here, consider whether it is appropriate for you and read the relevant product's terms, and where applicable the issuer's Product Disclosure Statement (PDS) and Target Market Determination (TMD). WeMoney Pty Ltd (ABN 88 633 007 860) holds Australian Credit Licence 526330. How the awards work & our commercial arrangements. To be assessed for a WeMoney Award, providers may pay an entry/assessment fee, which WeMoney waives at its discretion in some cases. This fee covers participation in the assessment only. Rankings are not influenced by any commercial arrangement, payment, or sponsorship - winners and rankings are determined solely by our published methodology. Paying an entry fee, paying a higher fee, or having a commercial or advertising relationship with WeMoney confers no advantage in the assessment. Only providers that enter the awards are assessed; the awards do not cover every product in the market. WeMoney may also earn a referral fee or advertising fee when members click through to, or are referred to, third-party providers via the WeMoney app; this does not affect award outcomes.
The judges
The combined expertise of our team is infused into our review process to ensure a thoughtful evaluation of products and services from the customer perspective.
Lynda Coker
CEO and Co-Founder
Co-operty
Ben Ford
Head of Sales (Acting)
Wych
Jack Hallam
General Manager
Ammo Marketing
John Solvander
Director of Media Engagement
Media Stable
Curious about our methodology?
Find out how we selected the winners and runners-up.