WeMoney Banking Awards 2023 Winners

We’re excited to announce the winners and finalists for the WeMoney Banking Awards 2023.

Overall

Winner
finalist

Bank of the Year

Customer-Owned Bank of the Year

Defence Services Bank of the Year

Agricultural & Rural Bank of the Year

Digital Bank of the Year

Mobile Banking App of the Year

Best for Innovation

Personal Loans

Winner

Lender of the Year - Personal Loans

Lender of the Year (Customer Owned Bank) - Personal Loans

Lender of the Year (Defence Services) - Personal Loans

Excellent Rates & Fees - Personal Loans

Best for Quality - Personal Loans

Best for Flexibility - Personal Loans

Best for Debt Consolidation

Car Loans

Winner
finalist

Lender of the Year (Customer Owned Bank) - Car Loans

Lender of the Year (Defence Services) - Car Loans

Excellent Rates & Fees - Car Loans

Best for Value - Car Loans

Best for Quality - Car Loans

Best for Flexibility - Car Loans

Outstanding Customer Service - Car Loans

Best EV Car Loan

Home Loans

Winner
finalist

Lender of the Year - Home Loans

Lender of the Year (Customer Owned Bank) - Home Loans

Lender of the Year (Defence Services) - Home Loans

Excellent Rates & Fees (Variable) - Home Loans

Excellent Rates & Fees (Fixed) - Home Loans

Best for Value - Home Loans

Best for Quality - Home Loans

Best for Flexibility - Home Loans

Outstanding Customer Service - Home Loans

Best for Refinance - Home Loans

Best for First Home Buyers - Home Loans

Best Home Loan Package - Home Loans

Best Digital First Lender - Home Loans

Best Low Deposit Home Loan

Best for Investors - Home Loans

Credit Cards

Winner
finalist

Credit Card of the Year

Best for Value - Credit Cards

Best for Quality - Credit Cards

Outstanding Customer Service - Credit Cards

Best Frequent Flyer Credit Card

Best Rewards Credit Card

Best Low Rate Credit Card

Best No Annual Fee Credit Card

Best Premium Credit Card

Best for Balance Transfers

Kids Accounts

Winner
finalist

Kids Account of the Year

Transaction Accounts

Winner

Transaction Account of the Year

Transaction Account of the Year - Customer Owned Bank

Transaction Account of the Year - Defence Services

Excellent Rates & Fees - Transaction Accounts

Best for Value - Transaction Accounts

Best for Quality - Transaction Accounts

Outstanding Customer Service - Transaction Accounts

Savings Accounts

Winner

Savings Account of the Year

Savings Account of the Year - Customer Owned Bank

Savings Account of the Year - Defence Services

Savings Account of the Year - Agriculture & Rural

Excellent Rates & Fees - Savings Account

Best for Value - Savings Accounts

Best for Quality - Savings Account

Best High Interest Savings Account

Term Deposits

Winner

Term Deposit Account of the Year

Term Deposit Account of the Year - Customer Owned Bank

Term Deposit Account of the Year - Defence Services

Term Deposit Account of the Year - Agriculture & Rural

Excellent Rates & Fees - Term Deposits

Best for Value - Term Deposits

About these awards
The WeMoney Awards are general information only. They are not financial, credit, or product advice and are not a recommendation to acquire any particular product. Winners and rankings are based on our published methodology and do not take into account your objectives, financial situation or needs. Before acting on any information here, consider whether it is appropriate for you and read the relevant product's terms, and where applicable the issuer's Product Disclosure Statement (PDS) and Target Market Determination (TMD). WeMoney Pty Ltd (ABN 88 633 007 860) holds Australian Credit Licence 526330.

How the awards work & our commercial arrangements.
To be assessed for a WeMoney Award, providers may pay an entry/assessment fee, which WeMoney waives at its discretion in some cases. This fee covers participation in the assessment only. Rankings are not influenced by any commercial arrangement, payment, or sponsorship - winners and rankings are determined solely by our published methodology. Paying an entry fee, paying a higher fee, or having a commercial or advertising relationship with WeMoney confers no advantage in the assessment. Only providers that enter the awards are assessed; the awards do not cover every product in the market. WeMoney may also earn a referral fee or advertising fee when members click through to, or are referred to, third-party providers via the WeMoney app; this does not affect award outcomes.

The judges

The combined expertise of our team is infused into our review process to ensure a thoughtful evaluation of products and services from the customer perspective.

Lynda Coker

Advisor

Seed Space Venture Capital

Ben Ford

Head of Growth

Frollo

Curious about our methodology?

Find out how we selected the winners and runners-up.