.png)
Apple App StoreiPhone
4.5 ★
5,538 ratings
View on the App Store →So you'll share my personal and financial information with 3rd parties, umm no thank you
The app looks nice but is useless until I can add my virgin money credit card. There also doesn't appear to be a way to manually add credit card statements for banks that are not yet affiliated which seems like a wasted opportunity. Please add this bank asap.
I cancelled MyEquifax as for same price (or less annually) you can get your monthly credit score and notifications. There are some bugs though, bill tracker is always a few days out and I can’t update it regardless of editing and saving. Also would be more meaningful to budget fortnightly rather than monthly as that’s how I get paid - can’t quite ditch the spreadsheet yet.
not sure on the UI seems a bit busy, and possibly not optimised for older mobiles as it can seem a bit slow early days but i can see the benefit of this app definitely
The app was great until it stopped syncing with my financial institution (despite the app showing no current issues with the CDR connection). Despite raising a ticket and following up multiple times due to a lack of updates, the issue is still unresolved 2 weeks later and as a paid member this simply isn't good enough.
Paid for the ability to use website and this isn't delivered and no support I have contacted support on a number of occasions and they keep saying "it's being investigated" but nothing ever gets updated or replied unless I further chase this up
easy to check my account in 1 Gol
Just starting...but seems ok so far.
Set it all up and it's tedious, then my income is listed as an expense . So whole ap is total useless. I suggest look elsewhere. Great idea but seriously flawed .
I haven't got too far into using it just yet but the app is very very busy. Constant offers everywhere. If you want somewhere simple to go and view your transactions and manage it, this is not it.
I like the connectivity but the budget tracking needs some work! Would also be really helpful to be able to change the category of expenses whilst they are still pending.
I’ve tried using this app for the past two years. There’s been so many bugs and glitches which has caused me to lose data and I’ve been unable to accurately track my accounts, savings goals and credit score improvements. This morning when I went to my most recent credit score, I was logged out and my account lost of my data. It basically went back to me being first time user. I lost connection to my bank accounts, super etc. I’m really annoyed with this app. Until these bugs and glitches are completely resolved, I would not recommend using this app.
Fast
As others have said, the app is super buggy. I have tried to connect my bank and other accounts and it doesn’t even work. What a shame :(
This application is horrible. I did the sum of all spending categories for the month of February and it's 9,007.91. Their Track feature states that in Feb I spent 10,362.08. A whooping discrepancy of 1,354.17. Are you kidding me? How am I supposed to trust this app when you can't get a simple arithmetical sum right. In the world of math, 2 plus 2 is 4, not 5.
I really like the interface and what’s offered. I also really like that it can connect to investment account like Macquarie Wrap. However, the connect stability and ability to refresh is poor. The app can sometimes be a week behind with no success with refreshing. Sometimes disconnecting and reconnecting works, but not always. Overall, I like it when it works but far too unreliable.
Sounds promising
Great app to support goals
Was not able to connect one account despite selecting all accounts. This app feels buggy compared to 'Frolllo'. Frollo is also free and the interface much better. I have requested a refund as I prefer Frollo. Was able to link all accounts very smoothly.
As title suggest, this is an excellent budgeting tool that pulls all of your financial information together in one easy to view app. This can include anything from your every day banking accounts, credit cards, super, to investment accounts etc. Not only that, it will consistently update you on your credit rating (something which is so hard to find out at the best of times in Australia!). I’ve been recommending WeMoney to all of my friends and family. Keep up the great work devs. Probably the only suggestion I have is to add a “Savings” category in the Track tab.
The app wants to charge me and won’t let me delete my data or my account. Display a technical issue message instead.
Considering it’s a finance app, I don’t understand how the balances show incorrectly so often. Customer service is non existent. No interest in fixing the issue, tickets just sit open for weeks with no updates.
This app has so much potential, but there needs to be more control over custom setting the dates of tracking, not just monthly/fortnightly. The app seems to have a lot of trouble automatically categorising transactions too, so you have to manually go through them. And finally, the web version should be fully functional. As it stands, it’s very basic. I’m sure most users would like to sit down at their computer and go over their budget in exactly the same way as the app.
Created my profile and sent in all the identification required, it said “please wait 48h while we verify your identity.” Three weeks later it was still saying that. Just takes you ID
It will help me keep in track on how much I have been spending, so because I need to work on that
I want to like this app, because the features are amazing but it is SO BUGGY!!! It was telling me I had $800,000 in shares (I wish) and then even when I went to report a bug it wouldn’t let me attach a screen shot. Freezes all the time, lots of small issues getting in the way of it being a great tool.
Great idea, useful app, but extremely unreliable. Often crashes and fails to load for days at a time.
Love the app, super easy to connect and great to use for keeping on track of finances. One of the best apps I’ve found to do it here in Australia. Would love to see more investment companies added such as WeBull so I can see that on the app too.
Needs improvements. Doesn’t load
The app is really feature rich and handles multiple accounts from all sorts of services fairly well. My only gripe is it just randomly goes down whenever I really need it. And I can understand if it was really rare, but for some reason I just keep getting greeted with the app loading screen. It’s become so unreliable I have to have a second app running with similar features as a backup just in case. This downtime can go on for days as well. It’s annoying that it functions like a live kind of service, I simply want to look at my accounts and move on. Does it need to block me from doing everything when it goes down? Decent app, just can’t seem to keep itself online reliably.
Hey every time I open the app my purchases rearrange into the wrong categories. I go through each category and edit them but they default back to the original location set by the app, can you please rectify this error or explain what I’m doing wrong? Thanks
Was using it for a couple of years, very good to track expenses, but since the last update the app doesn’t open, it stays on the loading page (the blue screen with the logo in the centre) and nothing happens. An app that doesn’t load is unfortunately a useless app?
Just a waste of time…
I had high hopes. I contacted customer service several times, as my budgeting and recent transaction history was unavailable but hasn’t been fixed in the last week. This feature is basically why I downloaded the app. The customer service team is very polite and lovely but when it comes to fixing anything, nothing happens I was looking forward to a great app and this could be it… but isn’t Other problems…when consolidating debt, the third party charges a very big set-up fee. Goals kept not syncing to my accounts. And I have to reset them multiple times to get it to work. Sorry guys it’s a hard pass. Lot’s of potential
No doubt that this is by far the most well developed budget tracking and financial planning app out there. But a $99 p/y subscription is very high for something that allows cross platform syncing and budgeting. I am also not interested to be told about Loan and Credit cards. If the pricing were a bit more flexible with different tiers for different users, that would make this a much preferred app.
My app isn’t opening for the past week and all I see is a white screen. I’ve tried deleting and reinstalling but still experiencing the problem.
App doesn’t open which is so disappointing because it has valuable information if it worked
Update: somewhat interesting to know, their awards are pay to play - companies have to pay to be considered. They’re not entirely independent so aren’t exactly objective awards. I was asked to participate in a previous role. Have spent time now with the app, doesn’t articulate anything special about your financial habits that you can’t already access through the better banking mobile apps including categorisations. Incredibly buggy and the notifications to get a personal loan are concerning, repetitive and irrelevant. Particularly useless.
It was working great and now has stopped working all of sudden. It just shows white screen when you open the app. I have tried reinstalling the app too but no difference.
It’s been giving me white screen ever since the last update, reinstalling doesn’t do anything. Very buggy, if you want an app that just works then it’s not for you because it doesn’t work.
Application is not opening since the last update
This app is one giant ad placement platform for products it’s trying to sell to you. Provide something useful first please. I regret sharing my data probably ended up in china somewhere
Downloaded app 6 days ago and linked all accounts beautifully with no issues and began creating categories and linking transactions to them. Then this morning I get a blank white screen that doesn’t move. I’ve tried deleting the app, resetting phone but nothing worked. My email was working to reset password either. I Customer service is very slow and they don’t have and live chat. I’m hopeful this can be sorted as the app and features looked fantastic but it’s no point if the app keeps failing. Very disappointed
I haven’t been able to get in for months because it just gets stuck on the loading page. Unfortunately I now have a deep hatred for that stupid loading page animation. I see it in my sleep. It’s insane to me that an app that was working so well is suddenly bedridden because it takes so long to load. Don’t bother putting your personal info in because you may never be able to get into or again one day.
Great features are embedded in the free version and hips of extras with an annual subscription. This app is the best I found so far to track cashflow, understand your spending habits and set your goals for saving money. The latest update fixes the login issue and thanks to customer service for reaching out.
I don’t have a great first impression of this app. Recurring expenses - had a bug where the dates and days of the week did not align. Recurring expense dates are also often a few days later than in reality - I presume because the app goes off of the cleared date rather than the charged date. This would be alright if you could manually adjust these recurring expense dates though when you save the new date this doesn’t save. Also, I used a coupon code when signing up to receive $5 and this is not recorded in my account and support has been average regarding all of these issues.
It’s so useful to get my credit score although now they want you to pay Gone are the days when it didn’t cost anything it was helpful though
Im not comfortable to share my info to this app to just get a budget plan. Who knows if this is a scam
Great idea, but the bugs are pretty frequent eg I’ve had zero dollar transactions being randomly recorded as $8, purchases on one credit card product were all recorded as money received (rather than spent), and moving money between accounts or paying down loans/credit were often incorrectly categorised. Strongly suggest you try the free product and check the level of bugs before you commit to the paid version.
The app works relatively well & is useful however considering I’m paying $10/month for premium, I find it incredibly frustrating that basically everytime I login I have to update the app & my accounts are constantly not up to date.
Some useful features but every other update something new breaks requiring me to put more effort in to use it. Zero value for money, might as well use Excel.
Hello, initially WeMoney seemed like a brilliant fit. My situation has changed and I no longer needed the app but cannot delete my account, (different to deleting the app) and I have received an email daily since downloading this app as well as notifications. I have contacted them 3 times trying to get an actual response not just AI or an auto response, so disappointed and frustrated. Delete my account and stop spamming me, goddam.
Bank sync is the worst, missing transactions that makes you think you are doing well. Absolutely useless.
Before I even see what is the app all about, it first ask me to input my legal name, phone number, address, copy of passport / drivers license… for what? Why does a budgeting app needs to collect all your private and personal data for? Looks suss af! Be careful where you share your private details. I’m certainly not giving it to them.
The app looks and feels good but the functions of the app don’t actually work properly. The totals shown on the Track section can be wrong if you’ve done any categorisation or ignoring of transactions. Also, when you try to bulk categorise or bulk ignore transactions, it just doesn’t work. I’ve tried contacting support (around 6months ago) and still nothing. Don’t waste time connecting your bank accounts and categorisation anything as it is a waste of time eventually with the lack of proper categorisation. The main purpose from this app seems to be just to either serve you adds or make you pay a subscription. There are better free alternatives out there
Despite having every single notification type turned off, I still get the most stupid annoying ones daily. Next one I get I’m deleting the app.
Great concept but for an app that’s been around for a while you’d think they would have listened to customer feedback allowing to manually add your debt as there is still limited companies of who your debt is with to add. If they changed that it would be a game changer
Recurring payments is an absolute mess. Doesn’t pick up half my recurrings and the editing feature gets bugged out and frozen every single time. Fix this and the app would be solid.
This will change your financial education for the good.
WeMoney has helped me save a lot of money and organise my finances
I am so happy, I have finally found an app have everything I need to have more control of my finances. It is aesthetically pleasing whilst being informative. Before I had different apps for different uses where now I have it all in the WeMoney app. The amazing features I love is all my transactions for my accounts are displayed in one section, the setting up my goals and the budget tracking. So easy to set up and use, I like the fact that it is in compliance with the data and Australian laws. My finance is so personal I’m glad it is trustworthy. Thank you so much !!!!
I am really enjoying the app and really appreciate the free version being actually useable, until I can afford the subscription (which using the app will help me get to a better financial position to do so!) and finally something that can communicate with Australian banks - auto tracking REALLY helps
I love the idea of this app and connected a couple of my credit cards and accounts to the app, but I can’t connect my main bank account that includes my savings, my offset and my mortgage. I’ve given that feedback within the app for months and nothing has changed. My bank is a major bank that many health professionals use. I feel that the privacy I am giving up giving by access to my accounts to a third party app is only worth it if I can actually use the app as designed.
Data is collected and sold to companies
Seriously inconvenient to enter all personal information into an app I can’t even open and look at until I have gone to the effort of adding all of my personal data into. Surely we should be able to look around to decide before entering everything in. Might change the rating once I finally get in but having to find all personal information and I can’t even look at the app until it’s all done???? Seriously. This feels really dodgy
This app has the potential to be very user friendly, however a lot of the automation in the background actually works against the end user. When bulk-selecting transactions to categorise, it will also automatically select a whole bunch of other transactions that don’t fit within that same category or merchant. You can also manually allocate the next due date for a bill payment, but the automation on WeMoney will override it anyway. Lastly, I have found that if you have more than 1 bill from the same merchant, even if the transaction amount differs, WeMoney can not differentiate. EG: Apple TV/Apple Cloud - although falling onto different days of the mount, for different amounts, they can not be separated into 2x bills or “recurring payments”. Hoping to see these issues fixed because this app has such a huge potential!!
Been trying a few different budgeting apps such as Frollo. First day with We Money and so far so good. Some pages are a bit buggy. The free features are fantastic and love the demarcation with the pro paid version and all the customisation features offered there. Also reddit review people mention the excessive ads and pushing other products in WeMoney, but it’s squared away nicely and not always in your face (in my opinion :)). When an ad/offer does come up, it’s relevant and timely (so far). Give We Money a go!
They need id docs addresses and all personal information. Deleted app straight away.
I love it. I love reading about the community group. It’s a fantastic app for me. 👌
From the beginning there were too many emails and ads for financial products. Better off shopping around instead of using their preferred financial partners.
It’s not to bad and I like how it connects to banks so no need to manually add stuff. I find the promotion are not really helpful or useful just annoying. For example trying to promote a better home loan rate for my investment properties. Offer me better investment loan rates not home loan rates. Or the space superannuation thing. My super already out performs that. Otherwise not bad for free. Has heaps of potential.
It keeps saying “entity doesn’t exist” when I try to connect to any bank account, no matter which bank. iOS 18, iPhone 15 pro max
Downloaded this expecting it to help me get my finances under control. All it does is offer your loans to settle your debts. It “this product”, “that product” we can offer to help you but nothing they offer as an actual tool to use to help manage finances, which is what I expected. And get ready for 1000 emails and notifications. 0 stars. Would give it -5 if I could.
I would like to commend the WeMoney customer support team for their excellent assistance in resolving my one of the card linking issue. The dedication and persistence shown throughout the process were truly impressive. They not only communicated promptly but also provided clear instructions and updates at each step, which made the entire experience was great. Thanks to the team’s efforts, my issue was resolved, and I am now able to use the wemoney without any complications. I greatly appreciate their hard work and dedication to ensuring customer satisfaction. Thank you once again for the outstanding support
Downloaded this app a month ago and have been loving it so far. Not only does it track my transactions far more accurately than any other app I’ve tried it’s the only app I’ve found that constantly tracks everything from my mortgage, savings, assets, debts, investments and super so I can see exactly where my finances stand at any given moment. Haven’t explored all the budgeting options yet as I am still working them out but so far I’m in love with this app and that’s something I wouldn’t think I would ever say about a budgeting app. Only thing that could make it even better would be to make the pro version free but at least I can say spending the money will give you an app that has all the tools to help you not only understand your finances better but show you how to improve your financial situation in a simple easy to understand format.
IT / customer service are nonexistent Have tried to escalate app bugs a few time but got nowhere
Really helpful way of seeing where your money is at. I love the expense feature to track how much your expenses will be each month. Really helps to plan ahead
Pay walls not free as advertised
WeMoney worked well for me for about 12 months, then because of a change in protocols connecting to my bank, I needed to change my connection to CDR. However I couldn’t delete my redundant accounts. Therefore I had redundant accounts that tried to connect to my bank which my bank saw a suspicious and locked me out. Chloe from WeMoney spent a couple of weeks trying to fix the issue and even had to get their engineering team and Yodlee involved. At all times she kept me informed and showed great customer service. The issue has now been fixed. Thanks to all involved
Plenty free apps that aren't as good but not paying don't even show ya price I started to make my acc then stopped soon as read monthly fee should just be 1 of payment plenty apps out there and ya bank apps pretty decent and there free
Chloe from the support team was extremely helpful!
I’ve tried multiple budgeting apps and this is the best by far. Not only the is the app great, but the customer service is 10/10. I recently had a couple of questions and queries - Chloe from the customer service team responded within the hour, with clear instructions and solved everything straight away! Great team, great app
USELESS
Really like the app but it’s quite time consuming due to a few glitches. Doesn’t always recognise your accounts, the disappear and reappear. Can’t add an account to a goal you’ve already created, the track progress by linking an account button makes you create a whole new goal. Also not all accounts show here to link to which is frustrating. If it worked well, it would be a fantastic app. Also can’t link my Superhero or Resimac accounts unfortunately as they are not supported.
App Store says 4+ but then you try make an account and it says you have to be 18+ . Surely if I’m old enough to have a driver licence and have enough sources/outgoing money then surely I should be old enough to be using the app Remove the age limit please
Really like how easy the app is to read. The features are great. I just wish the desktop version had all the same information displayed.
This app has provided me with an excellent high level view of all accounts in one place, simplifying a dollar figure of net wealth. Paid subscription allows you to link accounts to budgets, however the free version will only give you total dollar values of budgets. Unfortunately, at present I am unable to link my Boardroom (InvestorServe) account with the app, stating it is currently under repair. Hopefully this will be rectified moving forward. The app allows you to link various accounts via CDR, allowing greater control of the data and information required to link accounts. Overall, excellent app to gather information and trend overall wealth, with options of finding savings through various financial services offered. Great to spend some time and set up properly to gain control over your finances and trend positive growth outcomes. Thanks for the support.
I signed up to pro to get the full experience and get rid of ads but the desktop access with pro membership is extremely basic which made me extremely disappointed It should have a dashboard with all the widgets which I expected from the app. Seems like someone put together over a weekend as an afterthought last minute. Pls invest some developer hours into the desktop experience.
I was extremely impressed by the exceptional customer service I received from Chloe at WeMoney. She took the time to resolve my issue with a fantastic result.
Chloe from support is the best!
Why do you need my address?
Quite like the way it’s formatted and easy to use
Amazing
I cannot explain his frustrating it is to have to login again to the app every time there’s an update. Please stop whatever is happening in the background causing this. The other part is that I login using a Google account. I accidentally chose the ringtone and now I can’t login at all, because it keeps trying to make me sign up using that account. I’ve deleted the app and started again, but it’s still there, trying to login with the other account. It’s infuriating. If you’re happy with three stars, great. My convenience is the other 2 stars.
Found this app has everything that you need to stay on top of things. Chloe is an email away if you have questions and is super helpful. Worth checking it out
The app is great .. Tracking the expenses is not working properly. I keep refreshing but it is not updating for some reason although i checked the accounts are connected and it says last refresh 2-3 mins ago . Eventually, i keep it closed for 2-3 days then i try again,and sometimes it works !
The trouble with this app is, there’s not enough features to make it worth paying for, and if you don’t pay for it, you have to turn the notifications off because there’s just SO much spam. Constant notifications for new credit cards, home loans. Massive turn-off.
Would be a 5-star app. Loses a star for constant ads (and prompting to vote the app up on various competitions and rating systems). I always deduct a star for annoying self promotion and gratuitous ads. Lost a star for speed. It is slower than a wet week. Lost a star for the month of not being able to sync my accounts which they then blamed on Yodlee, the 3rd party banking CDR provider.
Nice app, but you are inundated with offers for loans, credit cards etc. Not really great for an app supposedly for debt reduction.
Doesn't not connect to Qantas credit card. There for useless for me!
Too laggy to use, it makes using this app so frustrating.
The app just seems to be way too busy, choosing putting ads and promos in every nook and cranny over making a good UI that's easy to navigate.
great app
good app.. and they also from time to time do really short surveys for 5 or 10 bucks paypal as well its good there awesome
all it does is try selling you other loans, it is absolutely zero help getting you better off financially
this app doesn't help with budgeting at all. the only thing it does is try to sell debt consolidation loans
what an awesome app. one single point of view for my personal position.
Good
You guys need a better app name, this is the only app where I'm like "I want to check in with it" but i can't remember what its called.
Great 👍
app is ok will be using for my financial inputs into to work it out properly on data sheets for financial company's , and debt collection agency's creditcorp , Chandler's mcCleouds CommBank credit card fixation payments , latitude go MasterCard , latitude credit corp for ranger loan , zip cash zip credit card I really thought this was a debt consolidating company was why I downloaded this
Not boring like most ,not half as many boring repetitive Ads
I've used this app for the last couple of years and it worked great but recently it keeps freezing, has lost connection to all my accounts.
excessive ads. it feels like every second screen is trying to pitch me on refinancing, no matter how many times I decline.
Just getting to know what the app is all about
Tried multiple times but wouldn't let me load my most important bank accounts with loans, etc (which is with one of the big banks, so not obscure or anything) and no response to my queries, so I deleted the app.
It should be noted in the app description that it wants you to verify your identity. I deleted the app right away, all I want is an app to manage my finances - i dont want to sit there and have to verify my identity or anything. Ridiculous.
smooth transitions and easy to navigate
not suited to a basic home budget. the app requires WAY too much information including a credit check etc This information is not necessary i am not applying for credit
amazing dashboard, super easy to use. just wish Australia super worked
App is good however everyday its installed it shows up on your credit score like everyday.
this app has been very good in the past. it has good caterisation tools and makes budgeting easy. it can occasionally bit a little clunky but nothing terrible. however it no longer updates my transaction history so has essentially become useless, i have logged multiple bug reports and tried troubleshooting on my end but have heard nothing back about a fix, if it starts working again i will update my review.
good
great
shame you dont advice people at the start it is another subscription service to look at what money you spend.
I have had a very concerning experience with WeMoney. My credit file has been accessed numerous times without my knowledge or clear consent. Each access has left enquiry footprints on my credit report, which can impact my credit profile. I find this unacceptable and would like an explanation and for any unauthorized enquiries to be addressed.
Horrible spammy emails. Same vibe as scammers. 6-10 emails a day hounding for more.
so buggy.
this app was really good. for some reason i was logged out of my account, got back into it and now its gone all weird. the pages a huge, cant rotate to see what its saying for you to do. im going to uninstall then reinstall if it still happens i might have to give this app a miss which would be a pity because its the one ive found that has the new credit rating system.
convenient easily accessible uncomplicated and stress free while being completely fully here for me exactly when I needed
excellent, helps me save.
Garbage! I tried it a year ago and had troubles, even after paying for the pro version. decided to have another look, but nothing has changed. can't connect my bank accounts and no-one wants to answer the help chat. no communication at all.
Dont even bother... to many bugs. Cant link accounts... save your time. Im going to try Frollo instead
so far so good
very laggy, app keeps freezing when trying to link popular accounts. do not waste your time setting up
paid for pro and can connect barely any accounts except ANZ. Seems to be a stack of issues. paid PRO for Desktop too, which also isn't working.
used to really like this app, now nothing is working, cant add or remove recurring payments, pretty much anything i try to do now just freezes the app
Great App 11/10
Great concept. Took a little while to get the categories right but once it is very useful information, just very slow and laggy at times
It's a well laid out app, especially for a free version. There's plenty of categories for sorting transactions and ways to track spending. Unfortunately, not all transactions get sorted right so there is a fair bit of manual input. Some transactions get named as 'Osko' or 'Direct Debit' and you have to click on it to see the transaction details and categorise it correctly. It can lag a lot so this process is slow and frustrating at times.
I couldn't care less about my credit score. I just want to manage finances. definitely asking for way too much personal info
Helpful app. Just a good thing to check up on useful information on finances. Thanks Team!
Very good app for money management and very good offers available on the app
No way to give all of my personal info to this app....
a bit buggy but useful for credit score and budgeting
It's asking to much personal info in the beginning to see what this app is all about.
so far so good
unable to connect any accounts, have made multiple bug reports when it happens and no reply. great I'm sure for the people it works for, when it doesn't, you don't exist, uninstalled 👎🏼
Just downloaded the app. Easy to use. Pretty good so far.
mint as bro 💜
ABN: 88 633 007 860 WeMoney Pty Ltd
All rights reserved.
Built with ❤️ in Australia
Australian Credit Licence (ACL): 526330
WeMoney acknowledges and pays respect to the past, present, and emerging Traditional Custodians of the land in which we live and work.
Information on this website is general in nature and is not financial or credit advice. It does not take into account your objectives, financial situation or needs. Consider whether it is appropriate for your circumstances, and read our Terms of Use, Credit Guide and Privacy Policy before acting on it.
