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Apple App StoreiPhone
4.5 ★
5,538 ratings
View on the App Store →Some useful features but every other update something new breaks requiring me to put more effort in to use it. Zero value for money, might as well use Excel.
Your ads are really funny
Only newly signed up but already really happy with how the app works , great app to have to manage finances, get offers on products etc .. wish I signed up long ago And also the customer care team are brilliant, really accommodating, professional and experienced with any issues that may arise Solid 10/10
Hello, initially WeMoney seemed like a brilliant fit. My situation has changed and I no longer needed the app but cannot delete my account, (different to deleting the app) and I have received an email daily since downloading this app as well as notifications. I have contacted them 3 times trying to get an actual response not just AI or an auto response, so disappointed and frustrated. Delete my account and stop spamming me, goddam.
Laughable service. An app that claims to simplify your finances that can't even handle its own. Signed up through a promotion offering a reward on QMEE then referred for seperate reward all on 19/2/25. Find out after the fact that rewards are processed Mondays. The following Tuesday I receive half the reward. Ask support and they apologise/say devs are looking into it - you'll get it next week. 5/3/25, no reward, no response. Small amount but why advertise it if you can't hold your end. Binned.
if it pans out I'll buy you lunch.... probably a useful rapid comparison tool remains to be seen....
fair
Having trouble setting up account. Have recently moved feom New Zealand to Australia. Set up for Australia wants previous address but that was In New Zealand.
Bank sync is the worst, missing transactions that makes you think you are doing well. Absolutely useless.
Terrible bank/lender integration. Constant ads trying to get you to refinance or take out a personal loan. If you only have accounts with their partners, it might be okay but I could only link 2 out of my 5 accounts. Ads on every screen, emailed ads and notifications are unavoidable and annoying af
Very good
Before I even see what is the app all about, it first ask me to input my legal name, phone number, address, copy of passport / drivers license… for what? Why does a budgeting app needs to collect all your private and personal data for? Looks suss af! Be careful where you share your private details. I’m certainly not giving it to them.
This app used to be good. Now even with a paid subscription they bombard you with ads. The syncing of the banks are hilariously slow. Half the banks on the list are halfing connection problems. And worse of all I can't delete my account! I keep getting a failed message. Don't download this app. I'm off to try pocketsmith.
Very helpful 👌
The app looks and feels good but the functions of the app don’t actually work properly. The totals shown on the Track section can be wrong if you’ve done any categorisation or ignoring of transactions. Also, when you try to bulk categorise or bulk ignore transactions, it just doesn’t work. I’ve tried contacting support (around 6months ago) and still nothing. Don’t waste time connecting your bank accounts and categorisation anything as it is a waste of time eventually with the lack of proper categorisation. The main purpose from this app seems to be just to either serve you adds or make you pay a subscription. There are better free alternatives out there
great for personal loans loans and lower interest rates than anywhere else
Despite having every single notification type turned off, I still get the most stupid annoying ones daily. Next one I get I’m deleting the app.
go at this stage
Great concept but for an app that’s been around for a while you’d think they would have listened to customer feedback allowing to manually add your debt as there is still limited companies of who your debt is with to add. If they changed that it would be a game changer
Recurring payments is an absolute mess. Doesn’t pick up half my recurrings and the editing feature gets bugged out and frozen every single time. Fix this and the app would be solid.
Good App
This will change your financial education for the good.
easy to use and helpful
WeMoney has helped me save a lot of money and organise my finances
I am so happy, I have finally found an app have everything I need to have more control of my finances. It is aesthetically pleasing whilst being informative. Before I had different apps for different uses where now I have it all in the WeMoney app. The amazing features I love is all my transactions for my accounts are displayed in one section, the setting up my goals and the budget tracking. So easy to set up and use, I like the fact that it is in compliance with the data and Australian laws. My finance is so personal I’m glad it is trustworthy. Thank you so much !!!!
I am really enjoying the app and really appreciate the free version being actually useable, until I can afford the subscription (which using the app will help me get to a better financial position to do so!) and finally something that can communicate with Australian banks - auto tracking REALLY helps
Demanding my phone number, full name, date of birth, address AND drivers licence number upon sign up??? Hard pass!!
Thought I'd try this app to help me budget. Has no budget function, it doesn't list the tracking in + or -, so no idea of income or expenses. My bank provides the exact same features. What I was looking for was a way to analyse spending, and a suggested budget to cut back. Overall no functionality, just a useless tracking page. I don't want to use community and when I click home it takes me to institutions no settings or profile, ive already logged my institution. Can't even delete my account!!
Why the hell do you need my divers licence or birth certificate?? It's a budgeting app! Sounds like one big scam to me. Deleted seconds after installing.
It looks cool, but the subsctiption is so much wish there was a month trial ( or a low payment fortnightly like $1 a day for the first month) before you get charged heavily for the pro-subscription.. for people like me... who struggle
Didn't connect to my St George account but pulled up my credit rating. App doesn't seem to do much other than try to sell me debt consolidation. Disappointing.
I haven't figured out how to connect any accounts yet because I don't know what an account ID is but since I have just one account that all my expenses come out of if I connect that bank account would it then be able to keep track of all my expenses and what they are? I still haven't decided if I want to use this yet.
I paid for Pro and I still get ads everytime I click on something even tho pro subscription is active and have access to pro featutes. The forced ad hides the X close button above the notification bar so you can't close it. I cannot view my budget or any breakdowns in "pay cycle" which feels like an obvious way to monitor my spending. I was excited for this app for the first day, paid for Pro and then still get the same in app ad, missing features. If anyone knows how to fix these, please help
This is one stop shop, for all my financial
I love the idea of this app and connected a couple of my credit cards and accounts to the app, but I can’t connect my main bank account that includes my savings, my offset and my mortgage. I’ve given that feedback within the app for months and nothing has changed. My bank is a major bank that many health professionals use. I feel that the privacy I am giving up giving by access to my accounts to a third party app is only worth it if I can actually use the app as designed.
Separate investments and superannuation category on the main screen
Started with Humaniti and soon outgrew its limitations. WeMoney addresses its limitations around user configurable categories
my name jeff
I really like the ability to keep all my accounts visibility and set budgets target's, however the connection to accounts seems to drop out pretty regularly and you have to change the categories and reset them again a lot.
seems like a great way to see all debts and assets to become free from debt great way to visualise everything rather then in your head
Data is collected and sold to companies
Honestly haven't actually used the app, but based off the advertising I think they overestimate how many people have subscriptions they have forgotten about, as this seems to be the target demographic.
Totally not comfortable givng SO MUCH of my perosnal information. Such information that you can easily call my bank, verify as myself and do whatever you'd like. Deleted the app and then you send an email everyday to hound the user to come back and provide the pending information. You guys need to back off a bit with these strategies!
Crashes every time you try the link and account, tried multiple.
One of the best financial planner ever! great overall.
The app is good for what it does but a few issues I can't look past. I couldn't set budgets to my pay cycle and view money flow according to a date i set, only a calendar month. Also cant change categories until a transaction is no longer pending. Moved to another app which allows me to do all that.
Only been on here for few hours and already feeling a little less pressure on financials with having this App
Seriously inconvenient to enter all personal information into an app I can’t even open and look at until I have gone to the effort of adding all of my personal data into. Surely we should be able to look around to decide before entering everything in. Might change the rating once I finally get in but having to find all personal information and I can’t even look at the app until it’s all done???? Seriously. This feels really dodgy
I love using this app :)
This app has the potential to be very user friendly, however a lot of the automation in the background actually works against the end user. When bulk-selecting transactions to categorise, it will also automatically select a whole bunch of other transactions that don’t fit within that same category or merchant. You can also manually allocate the next due date for a bill payment, but the automation on WeMoney will override it anyway. Lastly, I have found that if you have more than 1 bill from the same merchant, even if the transaction amount differs, WeMoney can not differentiate. EG: Apple TV/Apple Cloud - although falling onto different days of the mount, for different amounts, they can not be separated into 2x bills or “recurring payments”. Hoping to see these issues fixed because this app has such a huge potential!!
Nothing works as it should. Ever since I created an account, I’ve been trying to link AusSuper. Refuses to work and says it is “currently” down, but has been down for months. Submitted two bug requests and heard nothing back from their supposed support team. Useless customer support. You can’t even pick a dark mode choice on the app. Don’t waste your time, sincerely.
Great concept, unfortunately it constantly bugs out & crashes.
In theory it’s great but the UI is awful. Consistently shows you adds to upgrade or sign up to credit services. For the life of me I can’t seem to recategorise transactions
App wouldn’t accept all my accounts. It is not user friendly
I had great hopes for WeMoney! Yet it has disappointed from the first. For an app claiming to solve the cashflow and debt problems of everyday living, it has not lived up to its promise! I don’t have debt problems. I don’t have debts! None. Zero. Nil. I have credit - NOTE CR - balances in both my credit cards! I deposit money into my CCs, in advance - fortnightly, to pay for my EFTPOS payments. Yet WeMoney insists I have a CC debt equal to the credit. For a money accounting program that we are asked to trust, if it cannot tell the difference between a credit and debit, should we trust it? Maybe not.
Great concept, terrible execution. Bank accounts say refreshed but balances don’t change. Net worth calculations wildly inaccurate based on the accounts not refreshing. Slammed with ads unless you purchase pro (which I did) and is a huge waste of money. A+ for marketing. D for the actual application. Reported multiple bugs, no fixes and no response from developers. Don’t waste your money.
Good to track spending insights
Thought this would be similar to MoneyBrilliant but so far behind. UI is buggy, as a yearly PRO subscriber I am very disappointed.
I like this app. I use it when I can. Unfortunately it frequently bugs out and doesn’t update banking information. I’ve had several instances where my account amounts don’t update for weeks. I’ve reported the bug but it doesn’t seem to resolve the repeated issue. When the amounts are updating, it’s a really useful app. I love being able to see where my money has been spent and areas I can improve. It’s awesome that I don’t have to manually add all those amounts in. If they can iron out this current bug, it will be a 5 star app.
I signed up for the premium features, however they were never enabled on my account & I was told my subscription had expired despite providing the evidence of the charge. When I contacted the support centre, I had zero response. So I tried a different email & was finally acknowledged only to have to explain the situation all over again instead of them finding my support tickets (I gave them the reference numbers). After being told my subscription had expired, even though I was charged - I was never offered for the app to be fixed, instead was told to request a refund from apple directly. As well, when I was initially setting up and went to connect all my various accounts, most of them either weren’t available or were not working - this went on for days with no indication of a resolution. Lastly, when deleting my account it has a button for “tell us why you’re leaving” but when you click on the button, nothing happens. This app is beyond a joke Overall - poor app & shocking customer service experience.
Totally unusable for the last two months. Still paying for premium, no accounts link. No response from support. Months and months of budgeting/tracking/assigning tags lost.
Absolutely useless, doesn’t list all transactions. Was missing some transactions from my linked credit card so stats are inaccurate. Submitted 2 bug reports over the past month and still no reply other than the auto AI reply. App deleted. Don’t waste your time.
Very nice app
This app used to be good but now there are a lot of attachable accounts having issues with it. I can’t add my superannuation account and it keeps counting transfers between accounts as income, making my total each month balloon out.
Update! NOTHING WORKS! I have sent so many requests for support and no fixes. Worst app I’ve ever used in my life. How can companies get away with showing outdated reviews. I will make sure to tell everyone not to use this terrible app. I’ve asked for a refund as it’s unusable so many times and nobody responds. I unfortunately didn’t check the dates of the reviewing showing 5 stars which are from 4 years ago! Recent reviews show this is a rubbish app. I bought premium as I’d hoped I could use this to track all my accounts. I can’t. Some don’t connect. I can’t attach goals to my accounts and was told to add manual amounts but that’s not why I got this app I can do this on pen and paper. I can’t set the start of my financial week to the correct day (I track from Wednesdays as that’s when I get paid). I regret paying for premium. Hasn’t been worth it for me. Some accounts just randomly disappear from my dashboard, rarely up to date amounts. Customer service is the worst. Accounts disconnect frequently. I want a refund of this terrible app.
Half of the data feeds that the app relies on don’t work. Support team is apologetic but hands are tied. Good luck if you lose your password because unless you’ve provided your mobile number previously you won’t get a reset link. Frustrating experience and I’ve given up on a product that peddles product and never improves.
I’m a little confused because according to the ads I’ve seen this app is meant to help resolve depts but I can’t just list the debts I’m needing to pay yeah sure it’s good for checking credit scores and where your money is going from the bank but I was really hoping to be able to put all my current debts in one place to track them and my progress with them and also have a total amount of all my depts together as seen in the ad I seen
Wemoney has really helped me get ahold of my finances and push me to make the right decisions. It’s so easily laid out and easy to use. I couldn’t be happier. :) thank you!
It’s frustrating that I can no longer connect all of my accounts — especially my credit card, which previously worked without issue. Without being able to see everything in one place, the app fails at its core purpose. Useful in principle, but currently less useful and reliable.
Since the last update, the app no longer just opens and when I try to login, it tries to set up a new acct. you have just renewed my data connection to my banks with my existing acct so why would I want to create a new acct. I’m leaving this feedback here to be resolved as your email address bounces back as well.
Just starting using this app and already I’m able to enter in the details and have everything sitting right in front of me
Heartbreaking. Have been using this app for six months and seen a great shift in our finances only to open it today and it requested a login. Upon logging in all my accounts are disconnected and all my data is gone. Start again, or find something else!?
Absolutely frustrating I have deleted and re downloaded several times and also restarted my phone and it freezes constantly
I loved this app and have been using it for months now, all of a sudden it doesn’t work. I cannot get onto the app it and freezes on the logo when you try to open the app. I have deleted, redownloaded and updated it today to try and fix it.. still nothing. Wouldn’t recommend this app until the issues are fixed/if they are fixed as this has been an ongoing issue for me for months now.
Had the app for 30mins and now it just keeps crashing, this is all after I’ve entered all my details and done budgets. I’ve deleted and re-download the app and still the same things are happening. Definitely don’t recommend
Glad I haven't paid for a subscription. So many issues that I have begun looking elsewhere. Avoid wasting time on this one.
I paid for subscription and my app just keeps crashing everytime it loads. Unusable right now for me
This app gives a mixed over view of total finances and the budge section is horrid. Cash can’t be linked to goals for a total progress picture and I can’t find either of my investment to link for an over view of my shares. All in all it is ok but actual functionality is basic. The bill tracking section is good though. It is better than nothing but frustrating. Update: it is how for several months having connection issues, deleted bank accs still show up and still can’t either of my shares. i also noticed the total net worth is wrong for the info it has, clearly is not subtracting the loan amount. All in all it is easer and mote accurate to keep a small journal on payday. Don’t recommend this app.
Glitches and freezers way too much when I have a modern new phone iPhone 16 pro max.
The top of we money even
Everybody’s complaining the app is crashing for 3 months now and you’re improving UI - the app won’t even open - the logo freezes and that’s it. Time to call it a day - let us log in through the website and delete our data and our accounts. After 3 months there’s no hope here
Was getting to know the service and paying for WeMoney Pro but the latest update seems to have bricked my app. Have deleted, logged out and back it, no dice.
Just like all the other reviews app is completely frozen can’t get past first page of the app have asked for help from customer service to help rectify this but haven’t heard anything back, have also paid for the pro version which i cannot use now very disappointed now i will be deleting the app and moving over to pocket smith, not a very good first impressions, and would also like a refund
I can’t do anything in the app it’s completely frozen after a recent update. I will cancel my subscription if not fixed in the next month, before it’s renewed.
The current update of this app has made it unusable. The app is literally frozen as soon as you open it. Can’t press on anything. May have to cancel my subscription now if they don’t fix it soon.
First time ever rating an app because I am so frustrated. Have been using this app for years and loved it but now it’s suddenly not allowing me to view tracking for previous months. Having to restart with another appreciate
Signed up for the Pro version hoping to set up and start setting up my budget and track goals. Worked for two days then it has stopped. Since the update it won’t go past the first page. You can’t log a ticket because it’s frozen. Uninstalling and reinstalling the app doesn’t work. Updating phone iOS doesn’t work. It’s been 4 days and we haven’t even been able to use the free trial period. Very frustrating and disappointing.
This review is simply to let the developer know that it seems since the last update 2 days ago that the app is either crashing or not loading properly. Virtually impossible to use at the moment.
Recent update has made it unusable. Usually can’t get past the first screen if it can it freezes on the next screen. Used to work so well
I was hoping this app would give me a 360 view of my spending. I connected my credit card account but the data I’m seeing in WeMoney is not properly visualised or even synced. On Track tab graph shows one number, transaction list shows completely different picture. Merchants section is empty 🤷
Impressed you can link accounts for free even though 3 of my accounts linked to my mortgage I couldn’t sync. The spending categories provided for free are general and useful. The data did not adjust to my iPhone screen so I have text overlapping text and you can’t really read anything
A great way to budget and save money if you struggle to do from paycheck to paycheck
The app has been around for a while, but the accounts seem to disconnect all the time, transactions are missing and when you try and report bugs using the app, there's no response. There's probably a better free version of this app out there.
Within 2 days of downloading this app, i have been inundated with calls, emails and texts all trying to refinance and offer insurance. Do not download this app, unless you want to be constantly contacted by companies selling thins
Osun just mind blowing
To use this app, you have to provide all of your personal identification details and financial information which I think is absolutely absurd. This is not a government owned facility. Why should I provide you with all my information only for it to be leaked or stolen?
For an app that’s been around for a couple of years, the number of bugs is crazy and very frustrating. Will allocate transactions to categories and several times the app will refresh and change it around again anyway! Currently dealing with transactions doubling up from one account which is a nightmare. Have paid for a subscription and not happy about how many issues there are.
This app lets me see what I’m spending, where I’m spending it and how I can save. Love the budget aspect too, it takes a while to get it right but once you’ve got your accounts set up it’s a breeze.
I ran into multiple issues within the first hour of setting up the account. Not an exhaustive list but issues include inability to toggle ignore transaction for single/multiple transactions, having to revoke access and grant access 5+ times before my bank account showed up, dashboard net worth not tracking all the accounts resulting in a wrong calculation. I reached out to the support team multiple times with screenshots of the bugs and only received automated replies for the past two days.
Why does it required for driver license, all the information?? Weird
Too laggy to use, it makes using this app so frustrating.
The app just seems to be way too busy, choosing putting ads and promos in every nook and cranny over making a good UI that's easy to navigate.
great app
good app.. and they also from time to time do really short surveys for 5 or 10 bucks paypal as well its good there awesome
all it does is try selling you other loans, it is absolutely zero help getting you better off financially
this app doesn't help with budgeting at all. the only thing it does is try to sell debt consolidation loans
what an awesome app. one single point of view for my personal position.
Good
You guys need a better app name, this is the only app where I'm like "I want to check in with it" but i can't remember what its called.
Great 👍
app is ok will be using for my financial inputs into to work it out properly on data sheets for financial company's , and debt collection agency's creditcorp , Chandler's mcCleouds CommBank credit card fixation payments , latitude go MasterCard , latitude credit corp for ranger loan , zip cash zip credit card I really thought this was a debt consolidating company was why I downloaded this
Not boring like most ,not half as many boring repetitive Ads
I've used this app for the last couple of years and it worked great but recently it keeps freezing, has lost connection to all my accounts.
excessive ads. it feels like every second screen is trying to pitch me on refinancing, no matter how many times I decline.
Just getting to know what the app is all about
Tried multiple times but wouldn't let me load my most important bank accounts with loans, etc (which is with one of the big banks, so not obscure or anything) and no response to my queries, so I deleted the app.
It should be noted in the app description that it wants you to verify your identity. I deleted the app right away, all I want is an app to manage my finances - i dont want to sit there and have to verify my identity or anything. Ridiculous.
smooth transitions and easy to navigate
not suited to a basic home budget. the app requires WAY too much information including a credit check etc This information is not necessary i am not applying for credit
amazing dashboard, super easy to use. just wish Australia super worked
App is good however everyday its installed it shows up on your credit score like everyday.
this app has been very good in the past. it has good caterisation tools and makes budgeting easy. it can occasionally bit a little clunky but nothing terrible. however it no longer updates my transaction history so has essentially become useless, i have logged multiple bug reports and tried troubleshooting on my end but have heard nothing back about a fix, if it starts working again i will update my review.
good
great
shame you dont advice people at the start it is another subscription service to look at what money you spend.
I have had a very concerning experience with WeMoney. My credit file has been accessed numerous times without my knowledge or clear consent. Each access has left enquiry footprints on my credit report, which can impact my credit profile. I find this unacceptable and would like an explanation and for any unauthorized enquiries to be addressed.
Horrible spammy emails. Same vibe as scammers. 6-10 emails a day hounding for more.
so buggy.
this app was really good. for some reason i was logged out of my account, got back into it and now its gone all weird. the pages a huge, cant rotate to see what its saying for you to do. im going to uninstall then reinstall if it still happens i might have to give this app a miss which would be a pity because its the one ive found that has the new credit rating system.
convenient easily accessible uncomplicated and stress free while being completely fully here for me exactly when I needed
excellent, helps me save.
Garbage! I tried it a year ago and had troubles, even after paying for the pro version. decided to have another look, but nothing has changed. can't connect my bank accounts and no-one wants to answer the help chat. no communication at all.
Dont even bother... to many bugs. Cant link accounts... save your time. Im going to try Frollo instead
so far so good
very laggy, app keeps freezing when trying to link popular accounts. do not waste your time setting up
paid for pro and can connect barely any accounts except ANZ. Seems to be a stack of issues. paid PRO for Desktop too, which also isn't working.
used to really like this app, now nothing is working, cant add or remove recurring payments, pretty much anything i try to do now just freezes the app
Great App 11/10
Great concept. Took a little while to get the categories right but once it is very useful information, just very slow and laggy at times
It's a well laid out app, especially for a free version. There's plenty of categories for sorting transactions and ways to track spending. Unfortunately, not all transactions get sorted right so there is a fair bit of manual input. Some transactions get named as 'Osko' or 'Direct Debit' and you have to click on it to see the transaction details and categorise it correctly. It can lag a lot so this process is slow and frustrating at times.
I couldn't care less about my credit score. I just want to manage finances. definitely asking for way too much personal info
Helpful app. Just a good thing to check up on useful information on finances. Thanks Team!
Very good app for money management and very good offers available on the app
No way to give all of my personal info to this app....
a bit buggy but useful for credit score and budgeting
It's asking to much personal info in the beginning to see what this app is all about.
so far so good
unable to connect any accounts, have made multiple bug reports when it happens and no reply. great I'm sure for the people it works for, when it doesn't, you don't exist, uninstalled 👎🏼
Just downloaded the app. Easy to use. Pretty good so far.
mint as bro 💜
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