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Apple App StoreiPhone
4.5 ★
5,538 ratings
View on the App Store →Signed up for the Pro version hoping to set up and start setting up my budget and track goals. Worked for two days then it has stopped. Since the update it won’t go past the first page. You can’t log a ticket because it’s frozen. Uninstalling and reinstalling the app doesn’t work. Updating phone iOS doesn’t work. It’s been 4 days and we haven’t even been able to use the free trial period. Very frustrating and disappointing.
This review is simply to let the developer know that it seems since the last update 2 days ago that the app is either crashing or not loading properly. Virtually impossible to use at the moment.
I downloaded the app, connected it, now 1 day later I can't even use the app, keeps saying too many bugs. help?
Started great but now it's having constant glitches with different elements. First I couldn't edit recurring expenses and now it deletes my budget everytime I leave the app and I have to reset it everytime I enter the app. Next I had to re connect to my transaction accounts again. It was great while it works but so many issues in the last month. Customer support is erratic in response time too. Anywhere between 10 minutes to 1 week.
It allowed me to set everything up and now the app just keeps crashing or won't even load. very frustrating
Recent update has made it unusable. Usually can’t get past the first screen if it can it freezes on the next screen. Used to work so well
I was hoping this app would give me a 360 view of my spending. I connected my credit card account but the data I’m seeing in WeMoney is not properly visualised or even synced. On Track tab graph shows one number, transaction list shows completely different picture. Merchants section is empty 🤷
I love that I can access all my accounts together
good product cheap prices great product
see what happens
the app has a lot of bugs. You can report them and they are proactive at trying to fix them but if its not one thing, theres something else. I'm not sure why they have a net worth graph because it's never accurate and a bit useless. The app has a tonne of ads to sell you loans/refinancing or other products that you can't get rid of even though they have an 'x' on them as if you can. I only really used it for the networth feature but I often had to reconnect all my accounts so Ive deleted the app
I have had this app for about a month now and it has been incredibly useful as my partner and I start properly saving for a house. I can see where I can cut back expenses, see my bills for the current and coming months as well as set certain budgets for certain spendings. I don't do much within the community section but from what I've seen everyone is incredibly positive and very helpful. I even emailed with some feedback about couples expenses and Daniel was simply amazing to chat with.
Love it, best budgeting app I've found
let's you link your super and investment platform along with bank accounts to better give you an overall net worth
Couldn't even link account. Went through all the steps and just got stuck on authenticating forever. Also only offering yearly subscriptions is dodgy business practices.
this works. to visualise spending assets
Impressed you can link accounts for free even though 3 of my accounts linked to my mortgage I couldn’t sync. The spending categories provided for free are general and useful. The data did not adjust to my iPhone screen so I have text overlapping text and you can’t really read anything
I didn't even finish setting it up, asked for mobile number. edit in response to reply: You tell me it's for security, BUT no other app ask for this. everytime I "need" to provide my mobile I get so many spam calls, because companies sell my personal ID to the highest bidder . You need to find another way.
good app tells you your credit score but it keeps making it hard to do anything
Update Aug 25:Can't seem to set my fortnightly tracking of spending to start from my payday Coming here from PocketBook app (RIP) first thing is U can't seem to edit the categories, such as under 'personal & family' I would have Kids, entertainment - same as 'transport' I would have bus, rego, insurance and food I would have multiples like grociers, fast food, work lunches
Has been helpful in getting on top of and ahead of outgoings - the savings are the added bonus.
Great and intuitive UI. Support service was very responsive and helpful too.
Good for easily tracking debt over multiple accounts and tracking net wealth over various investment types (i.e. unrealised gains from Superannuation, Stocks, Crypto, Microinvesting, etc.), even allows you to include a fixed amount for owned assets to include toward your total net worth. That said, the paid subscription is not worth it unless you need monthly credit score updates, and everything the app provides you can track yourself with spreadsheets.
A great way to budget and save money if you struggle to do from paycheck to paycheck
Promising app, updating the review as app has improved massively with performance and features. However there is a a couple of loans i am unable to add as they do not show up on the list. e.g. Wallet Wizard.
The app has been around for a while, but the accounts seem to disconnect all the time, transactions are missing and when you try and report bugs using the app, there's no response. There's probably a better free version of this app out there.
Within 2 days of downloading this app, i have been inundated with calls, emails and texts all trying to refinance and offer insurance. Do not download this app, unless you want to be constantly contacted by companies selling thins
love the app so far, my only issue so far is everytime I try to edit my reoccurring expenses it won't let me due to some issue. and I can't find a way to delete reoccurring expenses either when they are done. if you can fix this ill alter score to 5 stars.
didn't ring me back after referral and haven't sent me a email
Wonderful budgeting money app!
Wouldn't recommend, The app about helping to save money, requires you to pay nearly $100 just for you to get the benefits of tracking and further info on how to save. the app is a scam.
genuine
Basically an app that pushes you towards financial products.
helps me see all my finances in one place as sad as it may look it's the whole picture
didn't even let me sign up. It's a problem on their end. Was asked to contact them and never got a return email. Now they have my information, and I get nothing. I love it 10 out of 10 for a waste of time. 👍
ok
Average... serves a purpose and does ok, but a lot of issues that never seem to get fixed no matter how many times you contact support. The most disturbing part is a budgeting app to help "pay off debt faster" on the 'For You' page recommendations, 5 kinds of debt. 4 of which are bad debt... It encourages people to put themselves in WORSE financial situations. These recommendations are conveniently more accessible over standard banking and finance resources which is all it should be. Gross!!
Osun just mind blowing
wants all personal info to 'verify ID' ... app is not verified by play protect... not sure I trust it..
To use this app, you have to provide all of your personal identification details and financial information which I think is absolutely absurd. This is not a government owned facility. Why should I provide you with all my information only for it to be leaked or stolen?
For an app that’s been around for a couple of years, the number of bugs is crazy and very frustrating. Will allocate transactions to categories and several times the app will refresh and change it around again anyway! Currently dealing with transactions doubling up from one account which is a nightmare. Have paid for a subscription and not happy about how many issues there are.
great
great app if im honest is hard on the ads and well to be expected but still fair imo my biggest gripe with the app is i personally work with a supermarket so my shopping paid and paid from my workplace are considered one so it entirely skews my app so muy budget is affected and categories are out of wack is just annoying other then that the app is fantastic for its ease of view and access to my banking/investments
for 3 days now it's stated "next update today" for my credit score. does this all the time!
Links to financial institutions, but then never updates the transactions or constantly loses the connection. if you are going to charge a substantial monthly fee, you need to be able to deliver a functioning product. just an excuse to advertise a load of products
This app lets me see what I’m spending, where I’m spending it and how I can save. Love the budget aspect too, it takes a while to get it right but once you’ve got your accounts set up it’s a breeze.
I ran into multiple issues within the first hour of setting up the account. Not an exhaustive list but issues include inability to toggle ignore transaction for single/multiple transactions, having to revoke access and grant access 5+ times before my bank account showed up, dashboard net worth not tracking all the accounts resulting in a wrong calculation. I reached out to the support team multiple times with screenshots of the bugs and only received automated replies for the past two days.
Why does it required for driver license, all the information?? Weird
very helpful thanks. I highly recommend wemoney
TOO GOOD TOO GOOD TO BR TRUE
I've been using this app for about 3 years now, with a subscription for 1 year. However, the amounts in my accounts aren't accurate, and sometimes the accounts stop working. When I wasn't paying, I didn't mind the occasional bug. I purchased a subscription to add categories, but they were very unreliable. When I asked for support, I received a response from someone who seemed dismissive so much so she said I can delete your account. I canceled my subscription and re-enabled it hoping for improvement after an update, but now I can't even find support. So, I've decided to cancel for good. I'm disappointed.
WeMoney is super helpful to track all your money in real time. Everything is super simple to navigate and easy to manage and set up. The visual graphs and cool features help with managing cash flow. I’m only 22 and this has made my life so much more easy to manage in terms of finances. I would like to give a massive shoutout to Chloe who was a customer service provider who provided valuable easy to follow help when it came to my account losing it’s real time. They provide access to your accounts up to for me a year (for data privacy and integrity) but reactivating my consent was super easy thanks to Chloe.
Needs a drivers licence or passport to even sign in. Why? Just a data mining app.
Lousy app with lots of bugs. Net worth not accurate. Doesn’t connect with some loan accounts. Customer service is excellent and responsive. Tech side is lagging.
I just signed up two days ago and had quite a few questions of which Chloe was able to help provide some clarity on. She was very helpful. Thanks Chloe
Wemoney allows you to connect to so many different banks, super and investment funds so that you can keep track of all your finances in one place. Wemoney gives summaries on net worth, income, spending and budgeting which are features I use on a daily basis. Wemoney literally is a one stop shop for personal finance. The only improvement I could suggest is a larger range of trading platforms for which I can link to Wemoney (ie - etoro, Webull, moomoo or tiger trade). Wemoney has regular updates so I’m keen to see more options in the future!
Had this app for a few years and loved it, however that’s changed since they allow less and less connections. Case in point: they used to allow you to connect to State Custodians / Resimac and then stopped without explanation. Next thing the link to AusSuper stopped working and all attempts to re-establish connection have failed. Shame. Used to be a great app but now that the basics are failing it’s a getting to be less useful and is becoming a waste of time and effort for customers. UPDATE The We Money Team got in touch and were able to fix the issue with AusSuper and get it up and running again. State Custodians is still a no go. I’ve upped their review from 2 stars to 4 due to their good customer service. Would be great if they could get State Custodians back on board.
This app is useless and floods you with marketing for financial products from the second you login. I was texted and emailed 17 times about potential loans within an hour of registering an account. By the second hour I had deleted my account.
This app is easily the best budgeting app I’ve come across. The tracking and budgeting features as well as the UI and UX are all top notch. This app does have some room for improvement though. Some features that would be awesome: - Ability to manually input transactions where necessary, for example with cash payments. - Ability to manipulate transactions, i.e, if I bought a blender on top of my usual grocery shop up at the supermarket I wouldn’t want that transaction lumped in with the groceries category. The ability to split it and categorise it the way I want would be a nice feature. - Ability to see how much of a recurring expense is contributing to my budget category, i.e. how much of my recurring gym expenses are contributing to my personal care category. - Calculator features for goal setting. i.e. - ability to know how long it will take for me to save for x goal by depositing x amount per month with x interest rate applied.
I cancelled MyEquifax as for same price (or less annually) you can get your monthly credit score and notifications. There are some bugs though, bill tracker is always a few days out and I can’t update it regardless of editing and saving. Also would be more meaningful to budget fortnightly rather than monthly as that’s how I get paid - can’t quite ditch the spreadsheet yet.
Paid for the ability to use website and this isn't delivered and no support I have contacted support on a number of occasions and they keep saying "it's being investigated" but nothing ever gets updated or replied unless I further chase this up
I like the connectivity but the budget tracking needs some work! Would also be really helpful to be able to change the category of expenses whilst they are still pending.
I’ve tried using this app for the past two years. There’s been so many bugs and glitches which has caused me to lose data and I’ve been unable to accurately track my accounts, savings goals and credit score improvements. This morning when I went to my most recent credit score, I was logged out and my account lost of my data. It basically went back to me being first time user. I lost connection to my bank accounts, super etc. I’m really annoyed with this app. Until these bugs and glitches are completely resolved, I would not recommend using this app.
As others have said, the app is super buggy. I have tried to connect my bank and other accounts and it doesn’t even work. What a shame :(
This application is horrible. I did the sum of all spending categories for the month of February and it's 9,007.91. Their Track feature states that in Feb I spent 10,362.08. A whooping discrepancy of 1,354.17. Are you kidding me? How am I supposed to trust this app when you can't get a simple arithmetical sum right. In the world of math, 2 plus 2 is 4, not 5.
I really like the interface and what’s offered. I also really like that it can connect to investment account like Macquarie Wrap. However, the connect stability and ability to refresh is poor. The app can sometimes be a week behind with no success with refreshing. Sometimes disconnecting and reconnecting works, but not always. Overall, I like it when it works but far too unreliable.
Sounds promising
Great app to support goals
Was not able to connect one account despite selecting all accounts. This app feels buggy compared to 'Frolllo'. Frollo is also free and the interface much better. I have requested a refund as I prefer Frollo. Was able to link all accounts very smoothly.
As title suggest, this is an excellent budgeting tool that pulls all of your financial information together in one easy to view app. This can include anything from your every day banking accounts, credit cards, super, to investment accounts etc. Not only that, it will consistently update you on your credit rating (something which is so hard to find out at the best of times in Australia!). I’ve been recommending WeMoney to all of my friends and family. Keep up the great work devs. Probably the only suggestion I have is to add a “Savings” category in the Track tab.
The app wants to charge me and won’t let me delete my data or my account. Display a technical issue message instead.
Considering it’s a finance app, I don’t understand how the balances show incorrectly so often. Customer service is non existent. No interest in fixing the issue, tickets just sit open for weeks with no updates.
This app has so much potential, but there needs to be more control over custom setting the dates of tracking, not just monthly/fortnightly. The app seems to have a lot of trouble automatically categorising transactions too, so you have to manually go through them. And finally, the web version should be fully functional. As it stands, it’s very basic. I’m sure most users would like to sit down at their computer and go over their budget in exactly the same way as the app.
Created my profile and sent in all the identification required, it said “please wait 48h while we verify your identity.” Three weeks later it was still saying that. Just takes you ID
It will help me keep in track on how much I have been spending, so because I need to work on that
I want to like this app, because the features are amazing but it is SO BUGGY!!! It was telling me I had $800,000 in shares (I wish) and then even when I went to report a bug it wouldn’t let me attach a screen shot. Freezes all the time, lots of small issues getting in the way of it being a great tool.
Great idea, useful app, but extremely unreliable. Often crashes and fails to load for days at a time.
Love the app, super easy to connect and great to use for keeping on track of finances. One of the best apps I’ve found to do it here in Australia. Would love to see more investment companies added such as WeBull so I can see that on the app too.
Needs improvements. Doesn’t load
The app is really feature rich and handles multiple accounts from all sorts of services fairly well. My only gripe is it just randomly goes down whenever I really need it. And I can understand if it was really rare, but for some reason I just keep getting greeted with the app loading screen. It’s become so unreliable I have to have a second app running with similar features as a backup just in case. This downtime can go on for days as well. It’s annoying that it functions like a live kind of service, I simply want to look at my accounts and move on. Does it need to block me from doing everything when it goes down? Decent app, just can’t seem to keep itself online reliably.
Hey every time I open the app my purchases rearrange into the wrong categories. I go through each category and edit them but they default back to the original location set by the app, can you please rectify this error or explain what I’m doing wrong? Thanks
Was using it for a couple of years, very good to track expenses, but since the last update the app doesn’t open, it stays on the loading page (the blue screen with the logo in the centre) and nothing happens. An app that doesn’t load is unfortunately a useless app?
Just a waste of time…
I had high hopes. I contacted customer service several times, as my budgeting and recent transaction history was unavailable but hasn’t been fixed in the last week. This feature is basically why I downloaded the app. The customer service team is very polite and lovely but when it comes to fixing anything, nothing happens I was looking forward to a great app and this could be it… but isn’t Other problems…when consolidating debt, the third party charges a very big set-up fee. Goals kept not syncing to my accounts. And I have to reset them multiple times to get it to work. Sorry guys it’s a hard pass. Lot’s of potential
No doubt that this is by far the most well developed budget tracking and financial planning app out there. But a $99 p/y subscription is very high for something that allows cross platform syncing and budgeting. I am also not interested to be told about Loan and Credit cards. If the pricing were a bit more flexible with different tiers for different users, that would make this a much preferred app.
My app isn’t opening for the past week and all I see is a white screen. I’ve tried deleting and reinstalling but still experiencing the problem.
App doesn’t open which is so disappointing because it has valuable information if it worked
Update: somewhat interesting to know, their awards are pay to play - companies have to pay to be considered. They’re not entirely independent so aren’t exactly objective awards. I was asked to participate in a previous role. Have spent time now with the app, doesn’t articulate anything special about your financial habits that you can’t already access through the better banking mobile apps including categorisations. Incredibly buggy and the notifications to get a personal loan are concerning, repetitive and irrelevant. Particularly useless.
It was working great and now has stopped working all of sudden. It just shows white screen when you open the app. I have tried reinstalling the app too but no difference.
It’s been giving me white screen ever since the last update, reinstalling doesn’t do anything. Very buggy, if you want an app that just works then it’s not for you because it doesn’t work.
Application is not opening since the last update
This app is one giant ad placement platform for products it’s trying to sell to you. Provide something useful first please. I regret sharing my data probably ended up in china somewhere
Downloaded app 6 days ago and linked all accounts beautifully with no issues and began creating categories and linking transactions to them. Then this morning I get a blank white screen that doesn’t move. I’ve tried deleting the app, resetting phone but nothing worked. My email was working to reset password either. I Customer service is very slow and they don’t have and live chat. I’m hopeful this can be sorted as the app and features looked fantastic but it’s no point if the app keeps failing. Very disappointed
I haven’t been able to get in for months because it just gets stuck on the loading page. Unfortunately I now have a deep hatred for that stupid loading page animation. I see it in my sleep. It’s insane to me that an app that was working so well is suddenly bedridden because it takes so long to load. Don’t bother putting your personal info in because you may never be able to get into or again one day.
Great features are embedded in the free version and hips of extras with an annual subscription. This app is the best I found so far to track cashflow, understand your spending habits and set your goals for saving money. The latest update fixes the login issue and thanks to customer service for reaching out.
I don’t have a great first impression of this app. Recurring expenses - had a bug where the dates and days of the week did not align. Recurring expense dates are also often a few days later than in reality - I presume because the app goes off of the cleared date rather than the charged date. This would be alright if you could manually adjust these recurring expense dates though when you save the new date this doesn’t save. Also, I used a coupon code when signing up to receive $5 and this is not recorded in my account and support has been average regarding all of these issues.
It’s so useful to get my credit score although now they want you to pay Gone are the days when it didn’t cost anything it was helpful though
Im not comfortable to share my info to this app to just get a budget plan. Who knows if this is a scam
Great idea, but the bugs are pretty frequent eg I’ve had zero dollar transactions being randomly recorded as $8, purchases on one credit card product were all recorded as money received (rather than spent), and moving money between accounts or paying down loans/credit were often incorrectly categorised. Strongly suggest you try the free product and check the level of bugs before you commit to the paid version.
The app works relatively well & is useful however considering I’m paying $10/month for premium, I find it incredibly frustrating that basically everytime I login I have to update the app & my accounts are constantly not up to date.
Too laggy to use, it makes using this app so frustrating.
The app just seems to be way too busy, choosing putting ads and promos in every nook and cranny over making a good UI that's easy to navigate.
great app
good app.. and they also from time to time do really short surveys for 5 or 10 bucks paypal as well its good there awesome
all it does is try selling you other loans, it is absolutely zero help getting you better off financially
this app doesn't help with budgeting at all. the only thing it does is try to sell debt consolidation loans
what an awesome app. one single point of view for my personal position.
Good
You guys need a better app name, this is the only app where I'm like "I want to check in with it" but i can't remember what its called.
Great 👍
app is ok will be using for my financial inputs into to work it out properly on data sheets for financial company's , and debt collection agency's creditcorp , Chandler's mcCleouds CommBank credit card fixation payments , latitude go MasterCard , latitude credit corp for ranger loan , zip cash zip credit card I really thought this was a debt consolidating company was why I downloaded this
Not boring like most ,not half as many boring repetitive Ads
I've used this app for the last couple of years and it worked great but recently it keeps freezing, has lost connection to all my accounts.
excessive ads. it feels like every second screen is trying to pitch me on refinancing, no matter how many times I decline.
Just getting to know what the app is all about
Tried multiple times but wouldn't let me load my most important bank accounts with loans, etc (which is with one of the big banks, so not obscure or anything) and no response to my queries, so I deleted the app.
It should be noted in the app description that it wants you to verify your identity. I deleted the app right away, all I want is an app to manage my finances - i dont want to sit there and have to verify my identity or anything. Ridiculous.
smooth transitions and easy to navigate
not suited to a basic home budget. the app requires WAY too much information including a credit check etc This information is not necessary i am not applying for credit
amazing dashboard, super easy to use. just wish Australia super worked
App is good however everyday its installed it shows up on your credit score like everyday.
this app has been very good in the past. it has good caterisation tools and makes budgeting easy. it can occasionally bit a little clunky but nothing terrible. however it no longer updates my transaction history so has essentially become useless, i have logged multiple bug reports and tried troubleshooting on my end but have heard nothing back about a fix, if it starts working again i will update my review.
good
great
shame you dont advice people at the start it is another subscription service to look at what money you spend.
I have had a very concerning experience with WeMoney. My credit file has been accessed numerous times without my knowledge or clear consent. Each access has left enquiry footprints on my credit report, which can impact my credit profile. I find this unacceptable and would like an explanation and for any unauthorized enquiries to be addressed.
Horrible spammy emails. Same vibe as scammers. 6-10 emails a day hounding for more.
so buggy.
this app was really good. for some reason i was logged out of my account, got back into it and now its gone all weird. the pages a huge, cant rotate to see what its saying for you to do. im going to uninstall then reinstall if it still happens i might have to give this app a miss which would be a pity because its the one ive found that has the new credit rating system.
convenient easily accessible uncomplicated and stress free while being completely fully here for me exactly when I needed
excellent, helps me save.
Garbage! I tried it a year ago and had troubles, even after paying for the pro version. decided to have another look, but nothing has changed. can't connect my bank accounts and no-one wants to answer the help chat. no communication at all.
Dont even bother... to many bugs. Cant link accounts... save your time. Im going to try Frollo instead
so far so good
very laggy, app keeps freezing when trying to link popular accounts. do not waste your time setting up
paid for pro and can connect barely any accounts except ANZ. Seems to be a stack of issues. paid PRO for Desktop too, which also isn't working.
used to really like this app, now nothing is working, cant add or remove recurring payments, pretty much anything i try to do now just freezes the app
Great App 11/10
Great concept. Took a little while to get the categories right but once it is very useful information, just very slow and laggy at times
It's a well laid out app, especially for a free version. There's plenty of categories for sorting transactions and ways to track spending. Unfortunately, not all transactions get sorted right so there is a fair bit of manual input. Some transactions get named as 'Osko' or 'Direct Debit' and you have to click on it to see the transaction details and categorise it correctly. It can lag a lot so this process is slow and frustrating at times.
I couldn't care less about my credit score. I just want to manage finances. definitely asking for way too much personal info
Helpful app. Just a good thing to check up on useful information on finances. Thanks Team!
Very good app for money management and very good offers available on the app
No way to give all of my personal info to this app....
a bit buggy but useful for credit score and budgeting
It's asking to much personal info in the beginning to see what this app is all about.
so far so good
unable to connect any accounts, have made multiple bug reports when it happens and no reply. great I'm sure for the people it works for, when it doesn't, you don't exist, uninstalled 👎🏼
Just downloaded the app. Easy to use. Pretty good so far.
mint as bro 💜
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