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Apple App StoreiPhone
4.5 ★
5,538 ratings
View on the App Store →Too laggy to use, it makes using this app so frustrating.
The app just seems to be way too busy, choosing putting ads and promos in every nook and cranny over making a good UI that's easy to navigate.
Nothing works as it should. Ever since I created an account, I’ve been trying to link AusSuper. Refuses to work and says it is “currently” down, but has been down for months. Submitted two bug requests and heard nothing back from their supposed support team. Useless customer support. You can’t even pick a dark mode choice on the app. Don’t waste your time, sincerely.
great app
good app.. and they also from time to time do really short surveys for 5 or 10 bucks paypal as well its good there awesome
all it does is try selling you other loans, it is absolutely zero help getting you better off financially
this app doesn't help with budgeting at all. the only thing it does is try to sell debt consolidation loans
what an awesome app. one single point of view for my personal position.
Good
Great concept, unfortunately it constantly bugs out & crashes.
You guys need a better app name, this is the only app where I'm like "I want to check in with it" but i can't remember what its called.
In theory it’s great but the UI is awful. Consistently shows you adds to upgrade or sign up to credit services. For the life of me I can’t seem to recategorise transactions
Great 👍
app is ok will be using for my financial inputs into to work it out properly on data sheets for financial company's , and debt collection agency's creditcorp , Chandler's mcCleouds CommBank credit card fixation payments , latitude go MasterCard , latitude credit corp for ranger loan , zip cash zip credit card I really thought this was a debt consolidating company was why I downloaded this
App wouldn’t accept all my accounts. It is not user friendly
Not boring like most ,not half as many boring repetitive Ads
I've used this app for the last couple of years and it worked great but recently it keeps freezing, has lost connection to all my accounts.
excessive ads. it feels like every second screen is trying to pitch me on refinancing, no matter how many times I decline.
Just getting to know what the app is all about
I had great hopes for WeMoney! Yet it has disappointed from the first. For an app claiming to solve the cashflow and debt problems of everyday living, it has not lived up to its promise! I don’t have debt problems. I don’t have debts! None. Zero. Nil. I have credit - NOTE CR - balances in both my credit cards! I deposit money into my CCs, in advance - fortnightly, to pay for my EFTPOS payments. Yet WeMoney insists I have a CC debt equal to the credit. For a money accounting program that we are asked to trust, if it cannot tell the difference between a credit and debit, should we trust it? Maybe not.
Tried multiple times but wouldn't let me load my most important bank accounts with loans, etc (which is with one of the big banks, so not obscure or anything) and no response to my queries, so I deleted the app.
It should be noted in the app description that it wants you to verify your identity. I deleted the app right away, all I want is an app to manage my finances - i dont want to sit there and have to verify my identity or anything. Ridiculous.
Great concept, terrible execution. Bank accounts say refreshed but balances don’t change. Net worth calculations wildly inaccurate based on the accounts not refreshing. Slammed with ads unless you purchase pro (which I did) and is a huge waste of money. A+ for marketing. D for the actual application. Reported multiple bugs, no fixes and no response from developers. Don’t waste your money.
smooth transitions and easy to navigate
not suited to a basic home budget. the app requires WAY too much information including a credit check etc This information is not necessary i am not applying for credit
amazing dashboard, super easy to use. just wish Australia super worked
Good to track spending insights
App is good however everyday its installed it shows up on your credit score like everyday.
this app has been very good in the past. it has good caterisation tools and makes budgeting easy. it can occasionally bit a little clunky but nothing terrible. however it no longer updates my transaction history so has essentially become useless, i have logged multiple bug reports and tried troubleshooting on my end but have heard nothing back about a fix, if it starts working again i will update my review.
good
great
shame you dont advice people at the start it is another subscription service to look at what money you spend.
Thought this would be similar to MoneyBrilliant but so far behind. UI is buggy, as a yearly PRO subscriber I am very disappointed.
I like this app. I use it when I can. Unfortunately it frequently bugs out and doesn’t update banking information. I’ve had several instances where my account amounts don’t update for weeks. I’ve reported the bug but it doesn’t seem to resolve the repeated issue. When the amounts are updating, it’s a really useful app. I love being able to see where my money has been spent and areas I can improve. It’s awesome that I don’t have to manually add all those amounts in. If they can iron out this current bug, it will be a 5 star app.
I signed up for the premium features, however they were never enabled on my account & I was told my subscription had expired despite providing the evidence of the charge. When I contacted the support centre, I had zero response. So I tried a different email & was finally acknowledged only to have to explain the situation all over again instead of them finding my support tickets (I gave them the reference numbers). After being told my subscription had expired, even though I was charged - I was never offered for the app to be fixed, instead was told to request a refund from apple directly. As well, when I was initially setting up and went to connect all my various accounts, most of them either weren’t available or were not working - this went on for days with no indication of a resolution. Lastly, when deleting my account it has a button for “tell us why you’re leaving” but when you click on the button, nothing happens. This app is beyond a joke Overall - poor app & shocking customer service experience.
I have had a very concerning experience with WeMoney. My credit file has been accessed numerous times without my knowledge or clear consent. Each access has left enquiry footprints on my credit report, which can impact my credit profile. I find this unacceptable and would like an explanation and for any unauthorized enquiries to be addressed.
Horrible spammy emails. Same vibe as scammers. 6-10 emails a day hounding for more.
Totally unusable for the last two months. Still paying for premium, no accounts link. No response from support. Months and months of budgeting/tracking/assigning tags lost.
Absolutely useless, doesn’t list all transactions. Was missing some transactions from my linked credit card so stats are inaccurate. Submitted 2 bug reports over the past month and still no reply other than the auto AI reply. App deleted. Don’t waste your time.
so buggy.
Very nice app
this app was really good. for some reason i was logged out of my account, got back into it and now its gone all weird. the pages a huge, cant rotate to see what its saying for you to do. im going to uninstall then reinstall if it still happens i might have to give this app a miss which would be a pity because its the one ive found that has the new credit rating system.
convenient easily accessible uncomplicated and stress free while being completely fully here for me exactly when I needed
excellent, helps me save.
Garbage! I tried it a year ago and had troubles, even after paying for the pro version. decided to have another look, but nothing has changed. can't connect my bank accounts and no-one wants to answer the help chat. no communication at all.
Dont even bother... to many bugs. Cant link accounts... save your time. Im going to try Frollo instead
so far so good
This app used to be good but now there are a lot of attachable accounts having issues with it. I can’t add my superannuation account and it keeps counting transfers between accounts as income, making my total each month balloon out.
very laggy, app keeps freezing when trying to link popular accounts. do not waste your time setting up
paid for pro and can connect barely any accounts except ANZ. Seems to be a stack of issues. paid PRO for Desktop too, which also isn't working.
Some useful features but every other update something new breaks requiring me to put more effort in to use it. Zero value for money, might as well use Excel.
Hello, initially WeMoney seemed like a brilliant fit. My situation has changed and I no longer needed the app but cannot delete my account, (different to deleting the app) and I have received an email daily since downloading this app as well as notifications. I have contacted them 3 times trying to get an actual response not just AI or an auto response, so disappointed and frustrated. Delete my account and stop spamming me, goddam.
Bank sync is the worst, missing transactions that makes you think you are doing well. Absolutely useless.
Before I even see what is the app all about, it first ask me to input my legal name, phone number, address, copy of passport / drivers license… for what? Why does a budgeting app needs to collect all your private and personal data for? Looks suss af! Be careful where you share your private details. I’m certainly not giving it to them.
The app looks and feels good but the functions of the app don’t actually work properly. The totals shown on the Track section can be wrong if you’ve done any categorisation or ignoring of transactions. Also, when you try to bulk categorise or bulk ignore transactions, it just doesn’t work. I’ve tried contacting support (around 6months ago) and still nothing. Don’t waste time connecting your bank accounts and categorisation anything as it is a waste of time eventually with the lack of proper categorisation. The main purpose from this app seems to be just to either serve you adds or make you pay a subscription. There are better free alternatives out there
Despite having every single notification type turned off, I still get the most stupid annoying ones daily. Next one I get I’m deleting the app.
Great concept but for an app that’s been around for a while you’d think they would have listened to customer feedback allowing to manually add your debt as there is still limited companies of who your debt is with to add. If they changed that it would be a game changer
Recurring payments is an absolute mess. Doesn’t pick up half my recurrings and the editing feature gets bugged out and frozen every single time. Fix this and the app would be solid.
This will change your financial education for the good.
WeMoney has helped me save a lot of money and organise my finances
I am so happy, I have finally found an app have everything I need to have more control of my finances. It is aesthetically pleasing whilst being informative. Before I had different apps for different uses where now I have it all in the WeMoney app. The amazing features I love is all my transactions for my accounts are displayed in one section, the setting up my goals and the budget tracking. So easy to set up and use, I like the fact that it is in compliance with the data and Australian laws. My finance is so personal I’m glad it is trustworthy. Thank you so much !!!!
I am really enjoying the app and really appreciate the free version being actually useable, until I can afford the subscription (which using the app will help me get to a better financial position to do so!) and finally something that can communicate with Australian banks - auto tracking REALLY helps
I love the idea of this app and connected a couple of my credit cards and accounts to the app, but I can’t connect my main bank account that includes my savings, my offset and my mortgage. I’ve given that feedback within the app for months and nothing has changed. My bank is a major bank that many health professionals use. I feel that the privacy I am giving up giving by access to my accounts to a third party app is only worth it if I can actually use the app as designed.
Data is collected and sold to companies
Seriously inconvenient to enter all personal information into an app I can’t even open and look at until I have gone to the effort of adding all of my personal data into. Surely we should be able to look around to decide before entering everything in. Might change the rating once I finally get in but having to find all personal information and I can’t even look at the app until it’s all done???? Seriously. This feels really dodgy
This app has the potential to be very user friendly, however a lot of the automation in the background actually works against the end user. When bulk-selecting transactions to categorise, it will also automatically select a whole bunch of other transactions that don’t fit within that same category or merchant. You can also manually allocate the next due date for a bill payment, but the automation on WeMoney will override it anyway. Lastly, I have found that if you have more than 1 bill from the same merchant, even if the transaction amount differs, WeMoney can not differentiate. EG: Apple TV/Apple Cloud - although falling onto different days of the mount, for different amounts, they can not be separated into 2x bills or “recurring payments”. Hoping to see these issues fixed because this app has such a huge potential!!
Been trying a few different budgeting apps such as Frollo. First day with We Money and so far so good. Some pages are a bit buggy. The free features are fantastic and love the demarcation with the pro paid version and all the customisation features offered there. Also reddit review people mention the excessive ads and pushing other products in WeMoney, but it’s squared away nicely and not always in your face (in my opinion :)). When an ad/offer does come up, it’s relevant and timely (so far). Give We Money a go!
They need id docs addresses and all personal information. Deleted app straight away.
I love it. I love reading about the community group. It’s a fantastic app for me. 👌
From the beginning there were too many emails and ads for financial products. Better off shopping around instead of using their preferred financial partners.
It’s not to bad and I like how it connects to banks so no need to manually add stuff. I find the promotion are not really helpful or useful just annoying. For example trying to promote a better home loan rate for my investment properties. Offer me better investment loan rates not home loan rates. Or the space superannuation thing. My super already out performs that. Otherwise not bad for free. Has heaps of potential.
It keeps saying “entity doesn’t exist” when I try to connect to any bank account, no matter which bank. iOS 18, iPhone 15 pro max
Downloaded this expecting it to help me get my finances under control. All it does is offer your loans to settle your debts. It “this product”, “that product” we can offer to help you but nothing they offer as an actual tool to use to help manage finances, which is what I expected. And get ready for 1000 emails and notifications. 0 stars. Would give it -5 if I could.
I would like to commend the WeMoney customer support team for their excellent assistance in resolving my one of the card linking issue. The dedication and persistence shown throughout the process were truly impressive. They not only communicated promptly but also provided clear instructions and updates at each step, which made the entire experience was great. Thanks to the team’s efforts, my issue was resolved, and I am now able to use the wemoney without any complications. I greatly appreciate their hard work and dedication to ensuring customer satisfaction. Thank you once again for the outstanding support
Downloaded this app a month ago and have been loving it so far. Not only does it track my transactions far more accurately than any other app I’ve tried it’s the only app I’ve found that constantly tracks everything from my mortgage, savings, assets, debts, investments and super so I can see exactly where my finances stand at any given moment. Haven’t explored all the budgeting options yet as I am still working them out but so far I’m in love with this app and that’s something I wouldn’t think I would ever say about a budgeting app. Only thing that could make it even better would be to make the pro version free but at least I can say spending the money will give you an app that has all the tools to help you not only understand your finances better but show you how to improve your financial situation in a simple easy to understand format.
IT / customer service are nonexistent Have tried to escalate app bugs a few time but got nowhere
Really helpful way of seeing where your money is at. I love the expense feature to track how much your expenses will be each month. Really helps to plan ahead
Pay walls not free as advertised
WeMoney worked well for me for about 12 months, then because of a change in protocols connecting to my bank, I needed to change my connection to CDR. However I couldn’t delete my redundant accounts. Therefore I had redundant accounts that tried to connect to my bank which my bank saw a suspicious and locked me out. Chloe from WeMoney spent a couple of weeks trying to fix the issue and even had to get their engineering team and Yodlee involved. At all times she kept me informed and showed great customer service. The issue has now been fixed. Thanks to all involved
Plenty free apps that aren't as good but not paying don't even show ya price I started to make my acc then stopped soon as read monthly fee should just be 1 of payment plenty apps out there and ya bank apps pretty decent and there free
Chloe from the support team was extremely helpful!
I’ve tried multiple budgeting apps and this is the best by far. Not only the is the app great, but the customer service is 10/10. I recently had a couple of questions and queries - Chloe from the customer service team responded within the hour, with clear instructions and solved everything straight away! Great team, great app
USELESS
Really like the app but it’s quite time consuming due to a few glitches. Doesn’t always recognise your accounts, the disappear and reappear. Can’t add an account to a goal you’ve already created, the track progress by linking an account button makes you create a whole new goal. Also not all accounts show here to link to which is frustrating. If it worked well, it would be a fantastic app. Also can’t link my Superhero or Resimac accounts unfortunately as they are not supported.
App Store says 4+ but then you try make an account and it says you have to be 18+ . Surely if I’m old enough to have a driver licence and have enough sources/outgoing money then surely I should be old enough to be using the app Remove the age limit please
Really like how easy the app is to read. The features are great. I just wish the desktop version had all the same information displayed.
This app has provided me with an excellent high level view of all accounts in one place, simplifying a dollar figure of net wealth. Paid subscription allows you to link accounts to budgets, however the free version will only give you total dollar values of budgets. Unfortunately, at present I am unable to link my Boardroom (InvestorServe) account with the app, stating it is currently under repair. Hopefully this will be rectified moving forward. The app allows you to link various accounts via CDR, allowing greater control of the data and information required to link accounts. Overall, excellent app to gather information and trend overall wealth, with options of finding savings through various financial services offered. Great to spend some time and set up properly to gain control over your finances and trend positive growth outcomes. Thanks for the support.
I signed up to pro to get the full experience and get rid of ads but the desktop access with pro membership is extremely basic which made me extremely disappointed It should have a dashboard with all the widgets which I expected from the app. Seems like someone put together over a weekend as an afterthought last minute. Pls invest some developer hours into the desktop experience.
I was extremely impressed by the exceptional customer service I received from Chloe at WeMoney. She took the time to resolve my issue with a fantastic result.
Chloe from support is the best!
Why do you need my address?
Quite like the way it’s formatted and easy to use
Amazing
I cannot explain his frustrating it is to have to login again to the app every time there’s an update. Please stop whatever is happening in the background causing this. The other part is that I login using a Google account. I accidentally chose the ringtone and now I can’t login at all, because it keeps trying to make me sign up using that account. I’ve deleted the app and started again, but it’s still there, trying to login with the other account. It’s infuriating. If you’re happy with three stars, great. My convenience is the other 2 stars.
Found this app has everything that you need to stay on top of things. Chloe is an email away if you have questions and is super helpful. Worth checking it out
The app is great .. Tracking the expenses is not working properly. I keep refreshing but it is not updating for some reason although i checked the accounts are connected and it says last refresh 2-3 mins ago . Eventually, i keep it closed for 2-3 days then i try again,and sometimes it works !
The trouble with this app is, there’s not enough features to make it worth paying for, and if you don’t pay for it, you have to turn the notifications off because there’s just SO much spam. Constant notifications for new credit cards, home loans. Massive turn-off.
Would be a 5-star app. Loses a star for constant ads (and prompting to vote the app up on various competitions and rating systems). I always deduct a star for annoying self promotion and gratuitous ads. Lost a star for speed. It is slower than a wet week. Lost a star for the month of not being able to sync my accounts which they then blamed on Yodlee, the 3rd party banking CDR provider.
Nice app, but you are inundated with offers for loans, credit cards etc. Not really great for an app supposedly for debt reduction.
Doesn't not connect to Qantas credit card. There for useless for me!
Your ads are really funny
Only newly signed up but already really happy with how the app works , great app to have to manage finances, get offers on products etc .. wish I signed up long ago And also the customer care team are brilliant, really accommodating, professional and experienced with any issues that may arise Solid 10/10
Laughable service. An app that claims to simplify your finances that can't even handle its own. Signed up through a promotion offering a reward on QMEE then referred for seperate reward all on 19/2/25. Find out after the fact that rewards are processed Mondays. The following Tuesday I receive half the reward. Ask support and they apologise/say devs are looking into it - you'll get it next week. 5/3/25, no reward, no response. Small amount but why advertise it if you can't hold your end. Binned.
if it pans out I'll buy you lunch.... probably a useful rapid comparison tool remains to be seen....
fair
Having trouble setting up account. Have recently moved feom New Zealand to Australia. Set up for Australia wants previous address but that was In New Zealand.
Terrible bank/lender integration. Constant ads trying to get you to refinance or take out a personal loan. If you only have accounts with their partners, it might be okay but I could only link 2 out of my 5 accounts. Ads on every screen, emailed ads and notifications are unavoidable and annoying af
Very good
This app used to be good. Now even with a paid subscription they bombard you with ads. The syncing of the banks are hilariously slow. Half the banks on the list are halfing connection problems. And worse of all I can't delete my account! I keep getting a failed message. Don't download this app. I'm off to try pocketsmith.
Very helpful 👌
great for personal loans loans and lower interest rates than anywhere else
go at this stage
Good App
easy to use and helpful
Demanding my phone number, full name, date of birth, address AND drivers licence number upon sign up??? Hard pass!!
Thought I'd try this app to help me budget. Has no budget function, it doesn't list the tracking in + or -, so no idea of income or expenses. My bank provides the exact same features. What I was looking for was a way to analyse spending, and a suggested budget to cut back. Overall no functionality, just a useless tracking page. I don't want to use community and when I click home it takes me to institutions no settings or profile, ive already logged my institution. Can't even delete my account!!
Why the hell do you need my divers licence or birth certificate?? It's a budgeting app! Sounds like one big scam to me. Deleted seconds after installing.
It looks cool, but the subsctiption is so much wish there was a month trial ( or a low payment fortnightly like $1 a day for the first month) before you get charged heavily for the pro-subscription.. for people like me... who struggle
Didn't connect to my St George account but pulled up my credit rating. App doesn't seem to do much other than try to sell me debt consolidation. Disappointing.
I haven't figured out how to connect any accounts yet because I don't know what an account ID is but since I have just one account that all my expenses come out of if I connect that bank account would it then be able to keep track of all my expenses and what they are? I still haven't decided if I want to use this yet.
I paid for Pro and I still get ads everytime I click on something even tho pro subscription is active and have access to pro featutes. The forced ad hides the X close button above the notification bar so you can't close it. I cannot view my budget or any breakdowns in "pay cycle" which feels like an obvious way to monitor my spending. I was excited for this app for the first day, paid for Pro and then still get the same in app ad, missing features. If anyone knows how to fix these, please help
This is one stop shop, for all my financial
Separate investments and superannuation category on the main screen
Started with Humaniti and soon outgrew its limitations. WeMoney addresses its limitations around user configurable categories
my name jeff
I really like the ability to keep all my accounts visibility and set budgets target's, however the connection to accounts seems to drop out pretty regularly and you have to change the categories and reset them again a lot.
seems like a great way to see all debts and assets to become free from debt great way to visualise everything rather then in your head
Honestly haven't actually used the app, but based off the advertising I think they overestimate how many people have subscriptions they have forgotten about, as this seems to be the target demographic.
Totally not comfortable givng SO MUCH of my perosnal information. Such information that you can easily call my bank, verify as myself and do whatever you'd like. Deleted the app and then you send an email everyday to hound the user to come back and provide the pending information. You guys need to back off a bit with these strategies!
Crashes every time you try the link and account, tried multiple.
One of the best financial planner ever! great overall.
The app is good for what it does but a few issues I can't look past. I couldn't set budgets to my pay cycle and view money flow according to a date i set, only a calendar month. Also cant change categories until a transaction is no longer pending. Moved to another app which allows me to do all that.
Only been on here for few hours and already feeling a little less pressure on financials with having this App
I love using this app :)
Can't link Commonwealth bank account.. Tried like 6 times
very simple to use
Over 25 enquiries on my credit, which has affected it. I do not recommend this app.
Good features. But the amount of data harvesting and harvesting is your personal info to get you "better offers" is insane.
Best budgeting app in Australia and with awesome customer service too! Thank you WeMoney team
good service
just stealing you data
Very good
great app, let's you see where your money is
Hi I used to love this app and found it very useful with helping me improve my credit score. Now I can't even log into the app, everytime I try to there's some kind of bug/technical error that happens on the loading screen and then doesn't let me in. I've contacted support numerous times, but there hasn't been a solution. Surely I'm not the only one experiencing this problem? Happy to change my review to 5 stars when the bug is fixed. Cheers.
Good app for seeing where all your money is hiding.... BUT could you please add REST superannuation? I'm really surprised it's not on the list.
Buggy and slow. Always glitches out and goes back to the home screen after being in the background even for just a minute. This makes it frustrating when I need to enter an OTP, for example. Also incredibly unresponsive. Taps and swipes throughout the whole app often don't register. Even when they do, the app is SLOW to load the next page. There is way too much sponsored clutter throughout the app too. I have given specific feedback here so please do not ask me to contact WeMoney by email.
I am discusted at the amount of times you have marked my credit file, and now your app isn't working somehow can I even cancel
good
We all need money 🤑💰💰💰
I like it as I can see where my money is going
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