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Apple App StoreiPhone
4.5 ★
5,538 ratings
View on the App Store →Too laggy to use, it makes using this app so frustrating.
The app just seems to be way too busy, choosing putting ads and promos in every nook and cranny over making a good UI that's easy to navigate.
Nothing works as it should. Ever since I created an account, I’ve been trying to link AusSuper. Refuses to work and says it is “currently” down, but has been down for months. Submitted two bug requests and heard nothing back from their supposed support team. Useless customer support. You can’t even pick a dark mode choice on the app. Don’t waste your time, sincerely.
great app
good app.. and they also from time to time do really short surveys for 5 or 10 bucks paypal as well its good there awesome
all it does is try selling you other loans, it is absolutely zero help getting you better off financially
this app doesn't help with budgeting at all. the only thing it does is try to sell debt consolidation loans
what an awesome app. one single point of view for my personal position.
Good
Great concept, unfortunately it constantly bugs out & crashes.
You guys need a better app name, this is the only app where I'm like "I want to check in with it" but i can't remember what its called.
In theory it’s great but the UI is awful. Consistently shows you adds to upgrade or sign up to credit services. For the life of me I can’t seem to recategorise transactions
Great 👍
app is ok will be using for my financial inputs into to work it out properly on data sheets for financial company's , and debt collection agency's creditcorp , Chandler's mcCleouds CommBank credit card fixation payments , latitude go MasterCard , latitude credit corp for ranger loan , zip cash zip credit card I really thought this was a debt consolidating company was why I downloaded this
App wouldn’t accept all my accounts. It is not user friendly
Not boring like most ,not half as many boring repetitive Ads
I've used this app for the last couple of years and it worked great but recently it keeps freezing, has lost connection to all my accounts.
excessive ads. it feels like every second screen is trying to pitch me on refinancing, no matter how many times I decline.
Just getting to know what the app is all about
I had great hopes for WeMoney! Yet it has disappointed from the first. For an app claiming to solve the cashflow and debt problems of everyday living, it has not lived up to its promise! I don’t have debt problems. I don’t have debts! None. Zero. Nil. I have credit - NOTE CR - balances in both my credit cards! I deposit money into my CCs, in advance - fortnightly, to pay for my EFTPOS payments. Yet WeMoney insists I have a CC debt equal to the credit. For a money accounting program that we are asked to trust, if it cannot tell the difference between a credit and debit, should we trust it? Maybe not.
Tried multiple times but wouldn't let me load my most important bank accounts with loans, etc (which is with one of the big banks, so not obscure or anything) and no response to my queries, so I deleted the app.
It should be noted in the app description that it wants you to verify your identity. I deleted the app right away, all I want is an app to manage my finances - i dont want to sit there and have to verify my identity or anything. Ridiculous.
Great concept, terrible execution. Bank accounts say refreshed but balances don’t change. Net worth calculations wildly inaccurate based on the accounts not refreshing. Slammed with ads unless you purchase pro (which I did) and is a huge waste of money. A+ for marketing. D for the actual application. Reported multiple bugs, no fixes and no response from developers. Don’t waste your money.
smooth transitions and easy to navigate
not suited to a basic home budget. the app requires WAY too much information including a credit check etc This information is not necessary i am not applying for credit
amazing dashboard, super easy to use. just wish Australia super worked
Good to track spending insights
App is good however everyday its installed it shows up on your credit score like everyday.
this app has been very good in the past. it has good caterisation tools and makes budgeting easy. it can occasionally bit a little clunky but nothing terrible. however it no longer updates my transaction history so has essentially become useless, i have logged multiple bug reports and tried troubleshooting on my end but have heard nothing back about a fix, if it starts working again i will update my review.
good
great
shame you dont advice people at the start it is another subscription service to look at what money you spend.
Thought this would be similar to MoneyBrilliant but so far behind. UI is buggy, as a yearly PRO subscriber I am very disappointed.
I like this app. I use it when I can. Unfortunately it frequently bugs out and doesn’t update banking information. I’ve had several instances where my account amounts don’t update for weeks. I’ve reported the bug but it doesn’t seem to resolve the repeated issue. When the amounts are updating, it’s a really useful app. I love being able to see where my money has been spent and areas I can improve. It’s awesome that I don’t have to manually add all those amounts in. If they can iron out this current bug, it will be a 5 star app.
I signed up for the premium features, however they were never enabled on my account & I was told my subscription had expired despite providing the evidence of the charge. When I contacted the support centre, I had zero response. So I tried a different email & was finally acknowledged only to have to explain the situation all over again instead of them finding my support tickets (I gave them the reference numbers). After being told my subscription had expired, even though I was charged - I was never offered for the app to be fixed, instead was told to request a refund from apple directly. As well, when I was initially setting up and went to connect all my various accounts, most of them either weren’t available or were not working - this went on for days with no indication of a resolution. Lastly, when deleting my account it has a button for “tell us why you’re leaving” but when you click on the button, nothing happens. This app is beyond a joke Overall - poor app & shocking customer service experience.
I have had a very concerning experience with WeMoney. My credit file has been accessed numerous times without my knowledge or clear consent. Each access has left enquiry footprints on my credit report, which can impact my credit profile. I find this unacceptable and would like an explanation and for any unauthorized enquiries to be addressed.
Horrible spammy emails. Same vibe as scammers. 6-10 emails a day hounding for more.
Totally unusable for the last two months. Still paying for premium, no accounts link. No response from support. Months and months of budgeting/tracking/assigning tags lost.
Absolutely useless, doesn’t list all transactions. Was missing some transactions from my linked credit card so stats are inaccurate. Submitted 2 bug reports over the past month and still no reply other than the auto AI reply. App deleted. Don’t waste your time.
so buggy.
Very nice app
this app was really good. for some reason i was logged out of my account, got back into it and now its gone all weird. the pages a huge, cant rotate to see what its saying for you to do. im going to uninstall then reinstall if it still happens i might have to give this app a miss which would be a pity because its the one ive found that has the new credit rating system.
convenient easily accessible uncomplicated and stress free while being completely fully here for me exactly when I needed
excellent, helps me save.
Garbage! I tried it a year ago and had troubles, even after paying for the pro version. decided to have another look, but nothing has changed. can't connect my bank accounts and no-one wants to answer the help chat. no communication at all.
Dont even bother... to many bugs. Cant link accounts... save your time. Im going to try Frollo instead
so far so good
This app used to be good but now there are a lot of attachable accounts having issues with it. I can’t add my superannuation account and it keeps counting transfers between accounts as income, making my total each month balloon out.
very laggy, app keeps freezing when trying to link popular accounts. do not waste your time setting up
paid for pro and can connect barely any accounts except ANZ. Seems to be a stack of issues. paid PRO for Desktop too, which also isn't working.
I've been using this app for about 3 years now, with a subscription for 1 year. However, the amounts in my accounts aren't accurate, and sometimes the accounts stop working. When I wasn't paying, I didn't mind the occasional bug. I purchased a subscription to add categories, but they were very unreliable. When I asked for support, I received a response from someone who seemed dismissive so much so she said I can delete your account. I canceled my subscription and re-enabled it hoping for improvement after an update, but now I can't even find support. So, I've decided to cancel for good. I'm disappointed.
WeMoney is super helpful to track all your money in real time. Everything is super simple to navigate and easy to manage and set up. The visual graphs and cool features help with managing cash flow. I’m only 22 and this has made my life so much more easy to manage in terms of finances. I would like to give a massive shoutout to Chloe who was a customer service provider who provided valuable easy to follow help when it came to my account losing it’s real time. They provide access to your accounts up to for me a year (for data privacy and integrity) but reactivating my consent was super easy thanks to Chloe.
Needs a drivers licence or passport to even sign in. Why? Just a data mining app.
Lousy app with lots of bugs. Net worth not accurate. Doesn’t connect with some loan accounts. Customer service is excellent and responsive. Tech side is lagging.
I just signed up two days ago and had quite a few questions of which Chloe was able to help provide some clarity on. She was very helpful. Thanks Chloe
Wemoney allows you to connect to so many different banks, super and investment funds so that you can keep track of all your finances in one place. Wemoney gives summaries on net worth, income, spending and budgeting which are features I use on a daily basis. Wemoney literally is a one stop shop for personal finance. The only improvement I could suggest is a larger range of trading platforms for which I can link to Wemoney (ie - etoro, Webull, moomoo or tiger trade). Wemoney has regular updates so I’m keen to see more options in the future!
Had this app for a few years and loved it, however that’s changed since they allow less and less connections. Case in point: they used to allow you to connect to State Custodians / Resimac and then stopped without explanation. Next thing the link to AusSuper stopped working and all attempts to re-establish connection have failed. Shame. Used to be a great app but now that the basics are failing it’s a getting to be less useful and is becoming a waste of time and effort for customers. UPDATE The We Money Team got in touch and were able to fix the issue with AusSuper and get it up and running again. State Custodians is still a no go. I’ve upped their review from 2 stars to 4 due to their good customer service. Would be great if they could get State Custodians back on board.
This app is useless and floods you with marketing for financial products from the second you login. I was texted and emailed 17 times about potential loans within an hour of registering an account. By the second hour I had deleted my account.
This app is easily the best budgeting app I’ve come across. The tracking and budgeting features as well as the UI and UX are all top notch. This app does have some room for improvement though. Some features that would be awesome: - Ability to manually input transactions where necessary, for example with cash payments. - Ability to manipulate transactions, i.e, if I bought a blender on top of my usual grocery shop up at the supermarket I wouldn’t want that transaction lumped in with the groceries category. The ability to split it and categorise it the way I want would be a nice feature. - Ability to see how much of a recurring expense is contributing to my budget category, i.e. how much of my recurring gym expenses are contributing to my personal care category. - Calculator features for goal setting. i.e. - ability to know how long it will take for me to save for x goal by depositing x amount per month with x interest rate applied.
I cancelled MyEquifax as for same price (or less annually) you can get your monthly credit score and notifications. There are some bugs though, bill tracker is always a few days out and I can’t update it regardless of editing and saving. Also would be more meaningful to budget fortnightly rather than monthly as that’s how I get paid - can’t quite ditch the spreadsheet yet.
Paid for the ability to use website and this isn't delivered and no support I have contacted support on a number of occasions and they keep saying "it's being investigated" but nothing ever gets updated or replied unless I further chase this up
I like the connectivity but the budget tracking needs some work! Would also be really helpful to be able to change the category of expenses whilst they are still pending.
I’ve tried using this app for the past two years. There’s been so many bugs and glitches which has caused me to lose data and I’ve been unable to accurately track my accounts, savings goals and credit score improvements. This morning when I went to my most recent credit score, I was logged out and my account lost of my data. It basically went back to me being first time user. I lost connection to my bank accounts, super etc. I’m really annoyed with this app. Until these bugs and glitches are completely resolved, I would not recommend using this app.
As others have said, the app is super buggy. I have tried to connect my bank and other accounts and it doesn’t even work. What a shame :(
This application is horrible. I did the sum of all spending categories for the month of February and it's 9,007.91. Their Track feature states that in Feb I spent 10,362.08. A whooping discrepancy of 1,354.17. Are you kidding me? How am I supposed to trust this app when you can't get a simple arithmetical sum right. In the world of math, 2 plus 2 is 4, not 5.
I really like the interface and what’s offered. I also really like that it can connect to investment account like Macquarie Wrap. However, the connect stability and ability to refresh is poor. The app can sometimes be a week behind with no success with refreshing. Sometimes disconnecting and reconnecting works, but not always. Overall, I like it when it works but far too unreliable.
Sounds promising
Great app to support goals
Was not able to connect one account despite selecting all accounts. This app feels buggy compared to 'Frolllo'. Frollo is also free and the interface much better. I have requested a refund as I prefer Frollo. Was able to link all accounts very smoothly.
As title suggest, this is an excellent budgeting tool that pulls all of your financial information together in one easy to view app. This can include anything from your every day banking accounts, credit cards, super, to investment accounts etc. Not only that, it will consistently update you on your credit rating (something which is so hard to find out at the best of times in Australia!). I’ve been recommending WeMoney to all of my friends and family. Keep up the great work devs. Probably the only suggestion I have is to add a “Savings” category in the Track tab.
The app wants to charge me and won’t let me delete my data or my account. Display a technical issue message instead.
Considering it’s a finance app, I don’t understand how the balances show incorrectly so often. Customer service is non existent. No interest in fixing the issue, tickets just sit open for weeks with no updates.
This app has so much potential, but there needs to be more control over custom setting the dates of tracking, not just monthly/fortnightly. The app seems to have a lot of trouble automatically categorising transactions too, so you have to manually go through them. And finally, the web version should be fully functional. As it stands, it’s very basic. I’m sure most users would like to sit down at their computer and go over their budget in exactly the same way as the app.
Created my profile and sent in all the identification required, it said “please wait 48h while we verify your identity.” Three weeks later it was still saying that. Just takes you ID
It will help me keep in track on how much I have been spending, so because I need to work on that
I want to like this app, because the features are amazing but it is SO BUGGY!!! It was telling me I had $800,000 in shares (I wish) and then even when I went to report a bug it wouldn’t let me attach a screen shot. Freezes all the time, lots of small issues getting in the way of it being a great tool.
Great idea, useful app, but extremely unreliable. Often crashes and fails to load for days at a time.
Love the app, super easy to connect and great to use for keeping on track of finances. One of the best apps I’ve found to do it here in Australia. Would love to see more investment companies added such as WeBull so I can see that on the app too.
Needs improvements. Doesn’t load
The app is really feature rich and handles multiple accounts from all sorts of services fairly well. My only gripe is it just randomly goes down whenever I really need it. And I can understand if it was really rare, but for some reason I just keep getting greeted with the app loading screen. It’s become so unreliable I have to have a second app running with similar features as a backup just in case. This downtime can go on for days as well. It’s annoying that it functions like a live kind of service, I simply want to look at my accounts and move on. Does it need to block me from doing everything when it goes down? Decent app, just can’t seem to keep itself online reliably.
Hey every time I open the app my purchases rearrange into the wrong categories. I go through each category and edit them but they default back to the original location set by the app, can you please rectify this error or explain what I’m doing wrong? Thanks
Was using it for a couple of years, very good to track expenses, but since the last update the app doesn’t open, it stays on the loading page (the blue screen with the logo in the centre) and nothing happens. An app that doesn’t load is unfortunately a useless app?
Just a waste of time…
I had high hopes. I contacted customer service several times, as my budgeting and recent transaction history was unavailable but hasn’t been fixed in the last week. This feature is basically why I downloaded the app. The customer service team is very polite and lovely but when it comes to fixing anything, nothing happens I was looking forward to a great app and this could be it… but isn’t Other problems…when consolidating debt, the third party charges a very big set-up fee. Goals kept not syncing to my accounts. And I have to reset them multiple times to get it to work. Sorry guys it’s a hard pass. Lot’s of potential
No doubt that this is by far the most well developed budget tracking and financial planning app out there. But a $99 p/y subscription is very high for something that allows cross platform syncing and budgeting. I am also not interested to be told about Loan and Credit cards. If the pricing were a bit more flexible with different tiers for different users, that would make this a much preferred app.
My app isn’t opening for the past week and all I see is a white screen. I’ve tried deleting and reinstalling but still experiencing the problem.
App doesn’t open which is so disappointing because it has valuable information if it worked
Update: somewhat interesting to know, their awards are pay to play - companies have to pay to be considered. They’re not entirely independent so aren’t exactly objective awards. I was asked to participate in a previous role. Have spent time now with the app, doesn’t articulate anything special about your financial habits that you can’t already access through the better banking mobile apps including categorisations. Incredibly buggy and the notifications to get a personal loan are concerning, repetitive and irrelevant. Particularly useless.
It was working great and now has stopped working all of sudden. It just shows white screen when you open the app. I have tried reinstalling the app too but no difference.
It’s been giving me white screen ever since the last update, reinstalling doesn’t do anything. Very buggy, if you want an app that just works then it’s not for you because it doesn’t work.
Application is not opening since the last update
This app is one giant ad placement platform for products it’s trying to sell to you. Provide something useful first please. I regret sharing my data probably ended up in china somewhere
Downloaded app 6 days ago and linked all accounts beautifully with no issues and began creating categories and linking transactions to them. Then this morning I get a blank white screen that doesn’t move. I’ve tried deleting the app, resetting phone but nothing worked. My email was working to reset password either. I Customer service is very slow and they don’t have and live chat. I’m hopeful this can be sorted as the app and features looked fantastic but it’s no point if the app keeps failing. Very disappointed
I haven’t been able to get in for months because it just gets stuck on the loading page. Unfortunately I now have a deep hatred for that stupid loading page animation. I see it in my sleep. It’s insane to me that an app that was working so well is suddenly bedridden because it takes so long to load. Don’t bother putting your personal info in because you may never be able to get into or again one day.
Great features are embedded in the free version and hips of extras with an annual subscription. This app is the best I found so far to track cashflow, understand your spending habits and set your goals for saving money. The latest update fixes the login issue and thanks to customer service for reaching out.
I don’t have a great first impression of this app. Recurring expenses - had a bug where the dates and days of the week did not align. Recurring expense dates are also often a few days later than in reality - I presume because the app goes off of the cleared date rather than the charged date. This would be alright if you could manually adjust these recurring expense dates though when you save the new date this doesn’t save. Also, I used a coupon code when signing up to receive $5 and this is not recorded in my account and support has been average regarding all of these issues.
It’s so useful to get my credit score although now they want you to pay Gone are the days when it didn’t cost anything it was helpful though
Im not comfortable to share my info to this app to just get a budget plan. Who knows if this is a scam
Great idea, but the bugs are pretty frequent eg I’ve had zero dollar transactions being randomly recorded as $8, purchases on one credit card product were all recorded as money received (rather than spent), and moving money between accounts or paying down loans/credit were often incorrectly categorised. Strongly suggest you try the free product and check the level of bugs before you commit to the paid version.
The app works relatively well & is useful however considering I’m paying $10/month for premium, I find it incredibly frustrating that basically everytime I login I have to update the app & my accounts are constantly not up to date.
doesn't let you link all credit accounts, only the major credit suppliers
No! Don't trust these guys - i used them and they left 81 CREDIT ENQUIRIES on my credit file. I now have to spend THOUSANDS to remove them
more useful then you'd think
asks for far too much information. there's no way I'm going to be comfortable giving some random app, this much information
I don't understand why you need my name, address, phone number and in particular, my ID. looks and sounds sus
potential to build wealth. highly recommended
Hopeless. I did not even know this was on my phone as I never installed it. Any more to say really??!!
nice app
you lost me at ... needing my driver's licence details, just to use the app. I get that you say "for security reasons" ... but just to use app + view my multiple CC's (that I already have) in 1 place ... come-on !!! ... that's what the SECURE AUTH requests that you do when you link various a/c's is for. then reading other ppl's experiences ... app seems buggy with google pixel phones - so no point me going much further. uninstalled. bye-bye.
This is the best budgeting app at the moment. Nothing comes close.
great
I can no longer click on the individual months under the 'track' area of the app, this means I cannot see how my individual budget categories have performed for the month. Support is also useless, have notified wemoney of the issue and have had no response. I have also emailed previously about getting web access because I have Premium but haven't heard back. If I am wrong or misunderstanding please respond to my email or chat message and I will delete this review.
the UI sucks
constantly crashes , pixel 9 pro
I downloaded the app, connected it, now 1 day later I can't even use the app, keeps saying too many bugs. help?
Started great but now it's having constant glitches with different elements. First I couldn't edit recurring expenses and now it deletes my budget everytime I leave the app and I have to reset it everytime I enter the app. Next I had to re connect to my transaction accounts again. It was great while it works but so many issues in the last month. Customer support is erratic in response time too. Anywhere between 10 minutes to 1 week.
It allowed me to set everything up and now the app just keeps crashing or won't even load. very frustrating
I love that I can access all my accounts together
good product cheap prices great product
see what happens
the app has a lot of bugs. You can report them and they are proactive at trying to fix them but if its not one thing, theres something else. I'm not sure why they have a net worth graph because it's never accurate and a bit useless. The app has a tonne of ads to sell you loans/refinancing or other products that you can't get rid of even though they have an 'x' on them as if you can. I only really used it for the networth feature but I often had to reconnect all my accounts so Ive deleted the app
I have had this app for about a month now and it has been incredibly useful as my partner and I start properly saving for a house. I can see where I can cut back expenses, see my bills for the current and coming months as well as set certain budgets for certain spendings. I don't do much within the community section but from what I've seen everyone is incredibly positive and very helpful. I even emailed with some feedback about couples expenses and Daniel was simply amazing to chat with.
Love it, best budgeting app I've found
let's you link your super and investment platform along with bank accounts to better give you an overall net worth
Couldn't even link account. Went through all the steps and just got stuck on authenticating forever. Also only offering yearly subscriptions is dodgy business practices.
this works. to visualise spending assets
I didn't even finish setting it up, asked for mobile number. edit in response to reply: You tell me it's for security, BUT no other app ask for this. everytime I "need" to provide my mobile I get so many spam calls, because companies sell my personal ID to the highest bidder . You need to find another way.
good app tells you your credit score but it keeps making it hard to do anything
Update Aug 25:Can't seem to set my fortnightly tracking of spending to start from my payday Coming here from PocketBook app (RIP) first thing is U can't seem to edit the categories, such as under 'personal & family' I would have Kids, entertainment - same as 'transport' I would have bus, rego, insurance and food I would have multiples like grociers, fast food, work lunches
Has been helpful in getting on top of and ahead of outgoings - the savings are the added bonus.
Great and intuitive UI. Support service was very responsive and helpful too.
Good for easily tracking debt over multiple accounts and tracking net wealth over various investment types (i.e. unrealised gains from Superannuation, Stocks, Crypto, Microinvesting, etc.), even allows you to include a fixed amount for owned assets to include toward your total net worth. That said, the paid subscription is not worth it unless you need monthly credit score updates, and everything the app provides you can track yourself with spreadsheets.
Promising app, updating the review as app has improved massively with performance and features. However there is a a couple of loans i am unable to add as they do not show up on the list. e.g. Wallet Wizard.
love the app so far, my only issue so far is everytime I try to edit my reoccurring expenses it won't let me due to some issue. and I can't find a way to delete reoccurring expenses either when they are done. if you can fix this ill alter score to 5 stars.
didn't ring me back after referral and haven't sent me a email
Wonderful budgeting money app!
Wouldn't recommend, The app about helping to save money, requires you to pay nearly $100 just for you to get the benefits of tracking and further info on how to save. the app is a scam.
genuine
Basically an app that pushes you towards financial products.
helps me see all my finances in one place as sad as it may look it's the whole picture
didn't even let me sign up. It's a problem on their end. Was asked to contact them and never got a return email. Now they have my information, and I get nothing. I love it 10 out of 10 for a waste of time. 👍
ok
Average... serves a purpose and does ok, but a lot of issues that never seem to get fixed no matter how many times you contact support. The most disturbing part is a budgeting app to help "pay off debt faster" on the 'For You' page recommendations, 5 kinds of debt. 4 of which are bad debt... It encourages people to put themselves in WORSE financial situations. These recommendations are conveniently more accessible over standard banking and finance resources which is all it should be. Gross!!
wants all personal info to 'verify ID' ... app is not verified by play protect... not sure I trust it..
great
great app if im honest is hard on the ads and well to be expected but still fair imo my biggest gripe with the app is i personally work with a supermarket so my shopping paid and paid from my workplace are considered one so it entirely skews my app so muy budget is affected and categories are out of wack is just annoying other then that the app is fantastic for its ease of view and access to my banking/investments
for 3 days now it's stated "next update today" for my credit score. does this all the time!
Links to financial institutions, but then never updates the transactions or constantly loses the connection. if you are going to charge a substantial monthly fee, you need to be able to deliver a functioning product. just an excuse to advertise a load of products
very helpful thanks. I highly recommend wemoney
TOO GOOD TOO GOOD TO BR TRUE
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