5,538 ratings
View on the App Store →Can't link Commonwealth bank account.. Tried like 6 times
very simple to use
Over 25 enquiries on my credit, which has affected it. I do not recommend this app.
Good features. But the amount of data harvesting and harvesting is your personal info to get you "better offers" is insane.
Been trying a few different budgeting apps such as Frollo. First day with We Money and so far so good. Some pages are a bit buggy. The free features are fantastic and love the demarcation with the pro paid version and all the customisation features offered there. Also reddit review people mention the excessive ads and pushing other products in WeMoney, but it’s squared away nicely and not always in your face (in my opinion :)). When an ad/offer does come up, it’s relevant and timely (so far). Give We Money a go!
They need id docs addresses and all personal information. Deleted app straight away.
Best budgeting app in Australia and with awesome customer service too! Thank you WeMoney team
good service
just stealing you data
I love it. I love reading about the community group. It’s a fantastic app for me. 👌
From the beginning there were too many emails and ads for financial products. Better off shopping around instead of using their preferred financial partners.
Very good
great app, let's you see where your money is
Hi I used to love this app and found it very useful with helping me improve my credit score. Now I can't even log into the app, everytime I try to there's some kind of bug/technical error that happens on the loading screen and then doesn't let me in. I've contacted support numerous times, but there hasn't been a solution. Surely I'm not the only one experiencing this problem? Happy to change my review to 5 stars when the bug is fixed. Cheers.
Good app for seeing where all your money is hiding.... BUT could you please add REST superannuation? I'm really surprised it's not on the list.
It’s not to bad and I like how it connects to banks so no need to manually add stuff. I find the promotion are not really helpful or useful just annoying. For example trying to promote a better home loan rate for my investment properties. Offer me better investment loan rates not home loan rates. Or the space superannuation thing. My super already out performs that. Otherwise not bad for free. Has heaps of potential.
Buggy and slow. Always glitches out and goes back to the home screen after being in the background even for just a minute. This makes it frustrating when I need to enter an OTP, for example. Also incredibly unresponsive. Taps and swipes throughout the whole app often don't register. Even when they do, the app is SLOW to load the next page. There is way too much sponsored clutter throughout the app too. I have given specific feedback here so please do not ask me to contact WeMoney by email.
I am discusted at the amount of times you have marked my credit file, and now your app isn't working somehow can I even cancel
It keeps saying “entity doesn’t exist” when I try to connect to any bank account, no matter which bank. iOS 18, iPhone 15 pro max
good
Downloaded this expecting it to help me get my finances under control. All it does is offer your loans to settle your debts. It “this product”, “that product” we can offer to help you but nothing they offer as an actual tool to use to help manage finances, which is what I expected. And get ready for 1000 emails and notifications. 0 stars. Would give it -5 if I could.
We all need money 🤑💰💰💰
I would like to commend the WeMoney customer support team for their excellent assistance in resolving my one of the card linking issue. The dedication and persistence shown throughout the process were truly impressive. They not only communicated promptly but also provided clear instructions and updates at each step, which made the entire experience was great. Thanks to the team’s efforts, my issue was resolved, and I am now able to use the wemoney without any complications. I greatly appreciate their hard work and dedication to ensuring customer satisfaction. Thank you once again for the outstanding support
I like it as I can see where my money is going
Trying to make a account and it says will take 48 hours but its more than 2 weeks now.
Downloaded this app a month ago and have been loving it so far. Not only does it track my transactions far more accurately than any other app I’ve tried it’s the only app I’ve found that constantly tracks everything from my mortgage, savings, assets, debts, investments and super so I can see exactly where my finances stand at any given moment. Haven’t explored all the budgeting options yet as I am still working them out but so far I’m in love with this app and that’s something I wouldn’t think I would ever say about a budgeting app. Only thing that could make it even better would be to make the pro version free but at least I can say spending the money will give you an app that has all the tools to help you not only understand your finances better but show you how to improve your financial situation in a simple easy to understand format.
It's a scam 😒
Does not work with expenses anymore. Currently sitting at negative 2500 for expenses. Would be nice really!
I like it. Seems to integrate well with the various banks I use. But there is some bugs. Clearly uses GMT timezone as transactions the happen before 10am appear as if they happened the day before. Classifications don't stick you wind up reclassifying alot. And like another review trying to change the date of a recurring transaction just doesn't work it just ignores it and stays on the date it was on which seems to be the date the transaction previously occurred which isn't always correct.
IT / customer service are nonexistent Have tried to escalate app bugs a few time but got nowhere
Really helpful way of seeing where your money is at. I love the expense feature to track how much your expenses will be each month. Really helps to plan ahead
just learning but is ok
Pay walls not free as advertised
good 10/10
helps to see all my money in one spot n what they can offer to save
Do not use! App requires extremely sensitive personal identity documents to sign up even though it's just a budgeting tool, and its data sharing policy says practically all your data is shared with third parties for advertising and marketing.
WeMoney worked well for me for about 12 months, then because of a change in protocols connecting to my bank, I needed to change my connection to CDR. However I couldn’t delete my redundant accounts. Therefore I had redundant accounts that tried to connect to my bank which my bank saw a suspicious and locked me out. Chloe from WeMoney spent a couple of weeks trying to fix the issue and even had to get their engineering team and Yodlee involved. At all times she kept me informed and showed great customer service. The issue has now been fixed. Thanks to all involved
Great app, very useful, only problems are the bugs. I keep trying to change the reoccurring expenses to the correct date at which the expense will be deducted, but the app somehow doesn't change it. The app keeps the expense on a different date, no matter how much I try to change it. Please fix this as this is creating inaccuracies with my budget.
I like the idea of this app. But I find it unreliable and, at times, lose the account links. Also, there are lots of ads and notifications, so...
So far, so good.
The app is great and all but I'm reviewing the customer service because they are amazing! Had an issue with my subscription and Chloe was very prompt with her responses and problem solving. I have never had such a positive customer service experience with an app before. Awesome job!
Won't let me log in or create an account.. deleting
Plenty free apps that aren't as good but not paying don't even show ya price I started to make my acc then stopped soon as read monthly fee should just be 1 of payment plenty apps out there and ya bank apps pretty decent and there free
Great app. I like it.
One of the many best financial apps on the store. Gives out great intel about all the occurring in the finance world.
Chloe from the support team was extremely helpful!
I’ve tried multiple budgeting apps and this is the best by far. Not only the is the app great, but the customer service is 10/10. I recently had a couple of questions and queries - Chloe from the customer service team responded within the hour, with clear instructions and solved everything straight away! Great team, great app
USELESS
awesome app
Really like the app but it’s quite time consuming due to a few glitches. Doesn’t always recognise your accounts, the disappear and reappear. Can’t add an account to a goal you’ve already created, the track progress by linking an account button makes you create a whole new goal. Also not all accounts show here to link to which is frustrating. If it worked well, it would be a fantastic app. Also can’t link my Superhero or Resimac accounts unfortunately as they are not supported.
Nothing works as it should. Ever since I created an account, I’ve been trying to link AusSuper. Refuses to work and says it is “currently” down, but has been down for months. Submitted two bug requests and heard nothing back from their supposed support team. Useless customer support. You can’t even pick a dark mode choice on the app. Don’t waste your time, sincerely.
Great concept, unfortunately it constantly bugs out & crashes.
In theory it’s great but the UI is awful. Consistently shows you adds to upgrade or sign up to credit services. For the life of me I can’t seem to recategorise transactions
App wouldn’t accept all my accounts. It is not user friendly
I had great hopes for WeMoney! Yet it has disappointed from the first. For an app claiming to solve the cashflow and debt problems of everyday living, it has not lived up to its promise! I don’t have debt problems. I don’t have debts! None. Zero. Nil. I have credit - NOTE CR - balances in both my credit cards! I deposit money into my CCs, in advance - fortnightly, to pay for my EFTPOS payments. Yet WeMoney insists I have a CC debt equal to the credit. For a money accounting program that we are asked to trust, if it cannot tell the difference between a credit and debit, should we trust it? Maybe not.
Great concept, terrible execution. Bank accounts say refreshed but balances don’t change. Net worth calculations wildly inaccurate based on the accounts not refreshing. Slammed with ads unless you purchase pro (which I did) and is a huge waste of money. A+ for marketing. D for the actual application. Reported multiple bugs, no fixes and no response from developers. Don’t waste your money.
Good to track spending insights
Thought this would be similar to MoneyBrilliant but so far behind. UI is buggy, as a yearly PRO subscriber I am very disappointed.
I like this app. I use it when I can. Unfortunately it frequently bugs out and doesn’t update banking information. I’ve had several instances where my account amounts don’t update for weeks. I’ve reported the bug but it doesn’t seem to resolve the repeated issue. When the amounts are updating, it’s a really useful app. I love being able to see where my money has been spent and areas I can improve. It’s awesome that I don’t have to manually add all those amounts in. If they can iron out this current bug, it will be a 5 star app.
I signed up for the premium features, however they were never enabled on my account & I was told my subscription had expired despite providing the evidence of the charge. When I contacted the support centre, I had zero response. So I tried a different email & was finally acknowledged only to have to explain the situation all over again instead of them finding my support tickets (I gave them the reference numbers). After being told my subscription had expired, even though I was charged - I was never offered for the app to be fixed, instead was told to request a refund from apple directly. As well, when I was initially setting up and went to connect all my various accounts, most of them either weren’t available or were not working - this went on for days with no indication of a resolution. Lastly, when deleting my account it has a button for “tell us why you’re leaving” but when you click on the button, nothing happens. This app is beyond a joke Overall - poor app & shocking customer service experience.
Totally unusable for the last two months. Still paying for premium, no accounts link. No response from support. Months and months of budgeting/tracking/assigning tags lost.
Absolutely useless, doesn’t list all transactions. Was missing some transactions from my linked credit card so stats are inaccurate. Submitted 2 bug reports over the past month and still no reply other than the auto AI reply. App deleted. Don’t waste your time.
Very nice app
This app used to be good but now there are a lot of attachable accounts having issues with it. I can’t add my superannuation account and it keeps counting transfers between accounts as income, making my total each month balloon out.
Update! NOTHING WORKS! I have sent so many requests for support and no fixes. Worst app I’ve ever used in my life. How can companies get away with showing outdated reviews. I will make sure to tell everyone not to use this terrible app. I’ve asked for a refund as it’s unusable so many times and nobody responds. I unfortunately didn’t check the dates of the reviewing showing 5 stars which are from 4 years ago! Recent reviews show this is a rubbish app. I bought premium as I’d hoped I could use this to track all my accounts. I can’t. Some don’t connect. I can’t attach goals to my accounts and was told to add manual amounts but that’s not why I got this app I can do this on pen and paper. I can’t set the start of my financial week to the correct day (I track from Wednesdays as that’s when I get paid). I regret paying for premium. Hasn’t been worth it for me. Some accounts just randomly disappear from my dashboard, rarely up to date amounts. Customer service is the worst. Accounts disconnect frequently. I want a refund of this terrible app.
Half of the data feeds that the app relies on don’t work. Support team is apologetic but hands are tied. Good luck if you lose your password because unless you’ve provided your mobile number previously you won’t get a reset link. Frustrating experience and I’ve given up on a product that peddles product and never improves.
I’m a little confused because according to the ads I’ve seen this app is meant to help resolve depts but I can’t just list the debts I’m needing to pay yeah sure it’s good for checking credit scores and where your money is going from the bank but I was really hoping to be able to put all my current debts in one place to track them and my progress with them and also have a total amount of all my depts together as seen in the ad I seen
Wemoney has really helped me get ahold of my finances and push me to make the right decisions. It’s so easily laid out and easy to use. I couldn’t be happier. :) thank you!
It’s frustrating that I can no longer connect all of my accounts — especially my credit card, which previously worked without issue. Without being able to see everything in one place, the app fails at its core purpose. Useful in principle, but currently less useful and reliable.
Since the last update, the app no longer just opens and when I try to login, it tries to set up a new acct. you have just renewed my data connection to my banks with my existing acct so why would I want to create a new acct. I’m leaving this feedback here to be resolved as your email address bounces back as well.
Just starting using this app and already I’m able to enter in the details and have everything sitting right in front of me
Heartbreaking. Have been using this app for six months and seen a great shift in our finances only to open it today and it requested a login. Upon logging in all my accounts are disconnected and all my data is gone. Start again, or find something else!?
Absolutely frustrating I have deleted and re downloaded several times and also restarted my phone and it freezes constantly
I loved this app and have been using it for months now, all of a sudden it doesn’t work. I cannot get onto the app it and freezes on the logo when you try to open the app. I have deleted, redownloaded and updated it today to try and fix it.. still nothing. Wouldn’t recommend this app until the issues are fixed/if they are fixed as this has been an ongoing issue for me for months now.
Had the app for 30mins and now it just keeps crashing, this is all after I’ve entered all my details and done budgets. I’ve deleted and re-download the app and still the same things are happening. Definitely don’t recommend
Glad I haven't paid for a subscription. So many issues that I have begun looking elsewhere. Avoid wasting time on this one.
I paid for subscription and my app just keeps crashing everytime it loads. Unusable right now for me
This app gives a mixed over view of total finances and the budge section is horrid. Cash can’t be linked to goals for a total progress picture and I can’t find either of my investment to link for an over view of my shares. All in all it is ok but actual functionality is basic. The bill tracking section is good though. It is better than nothing but frustrating. Update: it is how for several months having connection issues, deleted bank accs still show up and still can’t either of my shares. i also noticed the total net worth is wrong for the info it has, clearly is not subtracting the loan amount. All in all it is easer and mote accurate to keep a small journal on payday. Don’t recommend this app.
Glitches and freezers way too much when I have a modern new phone iPhone 16 pro max.
The top of we money even
Everybody’s complaining the app is crashing for 3 months now and you’re improving UI - the app won’t even open - the logo freezes and that’s it. Time to call it a day - let us log in through the website and delete our data and our accounts. After 3 months there’s no hope here
Was getting to know the service and paying for WeMoney Pro but the latest update seems to have bricked my app. Have deleted, logged out and back it, no dice.
Just like all the other reviews app is completely frozen can’t get past first page of the app have asked for help from customer service to help rectify this but haven’t heard anything back, have also paid for the pro version which i cannot use now very disappointed now i will be deleting the app and moving over to pocket smith, not a very good first impressions, and would also like a refund
I can’t do anything in the app it’s completely frozen after a recent update. I will cancel my subscription if not fixed in the next month, before it’s renewed.
The current update of this app has made it unusable. The app is literally frozen as soon as you open it. Can’t press on anything. May have to cancel my subscription now if they don’t fix it soon.
First time ever rating an app because I am so frustrated. Have been using this app for years and loved it but now it’s suddenly not allowing me to view tracking for previous months. Having to restart with another appreciate
Signed up for the Pro version hoping to set up and start setting up my budget and track goals. Worked for two days then it has stopped. Since the update it won’t go past the first page. You can’t log a ticket because it’s frozen. Uninstalling and reinstalling the app doesn’t work. Updating phone iOS doesn’t work. It’s been 4 days and we haven’t even been able to use the free trial period. Very frustrating and disappointing.
This review is simply to let the developer know that it seems since the last update 2 days ago that the app is either crashing or not loading properly. Virtually impossible to use at the moment.
Recent update has made it unusable. Usually can’t get past the first screen if it can it freezes on the next screen. Used to work so well
I was hoping this app would give me a 360 view of my spending. I connected my credit card account but the data I’m seeing in WeMoney is not properly visualised or even synced. On Track tab graph shows one number, transaction list shows completely different picture. Merchants section is empty 🤷
Impressed you can link accounts for free even though 3 of my accounts linked to my mortgage I couldn’t sync. The spending categories provided for free are general and useful. The data did not adjust to my iPhone screen so I have text overlapping text and you can’t really read anything
A great way to budget and save money if you struggle to do from paycheck to paycheck
The app has been around for a while, but the accounts seem to disconnect all the time, transactions are missing and when you try and report bugs using the app, there's no response. There's probably a better free version of this app out there.
Within 2 days of downloading this app, i have been inundated with calls, emails and texts all trying to refinance and offer insurance. Do not download this app, unless you want to be constantly contacted by companies selling thins
Osun just mind blowing
To use this app, you have to provide all of your personal identification details and financial information which I think is absolutely absurd. This is not a government owned facility. Why should I provide you with all my information only for it to be leaked or stolen?
For an app that’s been around for a couple of years, the number of bugs is crazy and very frustrating. Will allocate transactions to categories and several times the app will refresh and change it around again anyway! Currently dealing with transactions doubling up from one account which is a nightmare. Have paid for a subscription and not happy about how many issues there are.
This app lets me see what I’m spending, where I’m spending it and how I can save. Love the budget aspect too, it takes a while to get it right but once you’ve got your accounts set up it’s a breeze.
I ran into multiple issues within the first hour of setting up the account. Not an exhaustive list but issues include inability to toggle ignore transaction for single/multiple transactions, having to revoke access and grant access 5+ times before my bank account showed up, dashboard net worth not tracking all the accounts resulting in a wrong calculation. I reached out to the support team multiple times with screenshots of the bugs and only received automated replies for the past two days.
Why does it required for driver license, all the information?? Weird
doesn't let you link all credit accounts, only the major credit suppliers
No! Don't trust these guys - i used them and they left 81 CREDIT ENQUIRIES on my credit file. I now have to spend THOUSANDS to remove them
more useful then you'd think
asks for far too much information. there's no way I'm going to be comfortable giving some random app, this much information
I don't understand why you need my name, address, phone number and in particular, my ID. looks and sounds sus
potential to build wealth. highly recommended
Hopeless. I did not even know this was on my phone as I never installed it. Any more to say really??!!
nice app
you lost me at ... needing my driver's licence details, just to use the app. I get that you say "for security reasons" ... but just to use app + view my multiple CC's (that I already have) in 1 place ... come-on !!! ... that's what the SECURE AUTH requests that you do when you link various a/c's is for. then reading other ppl's experiences ... app seems buggy with google pixel phones - so no point me going much further. uninstalled. bye-bye.
This is the best budgeting app at the moment. Nothing comes close.
great
I can no longer click on the individual months under the 'track' area of the app, this means I cannot see how my individual budget categories have performed for the month. Support is also useless, have notified wemoney of the issue and have had no response. I have also emailed previously about getting web access because I have Premium but haven't heard back. If I am wrong or misunderstanding please respond to my email or chat message and I will delete this review.
the UI sucks
constantly crashes , pixel 9 pro
I downloaded the app, connected it, now 1 day later I can't even use the app, keeps saying too many bugs. help?
Started great but now it's having constant glitches with different elements. First I couldn't edit recurring expenses and now it deletes my budget everytime I leave the app and I have to reset it everytime I enter the app. Next I had to re connect to my transaction accounts again. It was great while it works but so many issues in the last month. Customer support is erratic in response time too. Anywhere between 10 minutes to 1 week.
It allowed me to set everything up and now the app just keeps crashing or won't even load. very frustrating
I love that I can access all my accounts together
good product cheap prices great product
see what happens
the app has a lot of bugs. You can report them and they are proactive at trying to fix them but if its not one thing, theres something else. I'm not sure why they have a net worth graph because it's never accurate and a bit useless. The app has a tonne of ads to sell you loans/refinancing or other products that you can't get rid of even though they have an 'x' on them as if you can. I only really used it for the networth feature but I often had to reconnect all my accounts so Ive deleted the app
I have had this app for about a month now and it has been incredibly useful as my partner and I start properly saving for a house. I can see where I can cut back expenses, see my bills for the current and coming months as well as set certain budgets for certain spendings. I don't do much within the community section but from what I've seen everyone is incredibly positive and very helpful. I even emailed with some feedback about couples expenses and Daniel was simply amazing to chat with.
Love it, best budgeting app I've found
let's you link your super and investment platform along with bank accounts to better give you an overall net worth
Couldn't even link account. Went through all the steps and just got stuck on authenticating forever. Also only offering yearly subscriptions is dodgy business practices.
this works. to visualise spending assets
I didn't even finish setting it up, asked for mobile number. edit in response to reply: You tell me it's for security, BUT no other app ask for this. everytime I "need" to provide my mobile I get so many spam calls, because companies sell my personal ID to the highest bidder . You need to find another way.
good app tells you your credit score but it keeps making it hard to do anything
Update Aug 25:Can't seem to set my fortnightly tracking of spending to start from my payday Coming here from PocketBook app (RIP) first thing is U can't seem to edit the categories, such as under 'personal & family' I would have Kids, entertainment - same as 'transport' I would have bus, rego, insurance and food I would have multiples like grociers, fast food, work lunches
Has been helpful in getting on top of and ahead of outgoings - the savings are the added bonus.
Great and intuitive UI. Support service was very responsive and helpful too.
Good for easily tracking debt over multiple accounts and tracking net wealth over various investment types (i.e. unrealised gains from Superannuation, Stocks, Crypto, Microinvesting, etc.), even allows you to include a fixed amount for owned assets to include toward your total net worth. That said, the paid subscription is not worth it unless you need monthly credit score updates, and everything the app provides you can track yourself with spreadsheets.
Promising app, updating the review as app has improved massively with performance and features. However there is a a couple of loans i am unable to add as they do not show up on the list. e.g. Wallet Wizard.
love the app so far, my only issue so far is everytime I try to edit my reoccurring expenses it won't let me due to some issue. and I can't find a way to delete reoccurring expenses either when they are done. if you can fix this ill alter score to 5 stars.
didn't ring me back after referral and haven't sent me a email
Wonderful budgeting money app!
Wouldn't recommend, The app about helping to save money, requires you to pay nearly $100 just for you to get the benefits of tracking and further info on how to save. the app is a scam.
genuine
Basically an app that pushes you towards financial products.
helps me see all my finances in one place as sad as it may look it's the whole picture
didn't even let me sign up. It's a problem on their end. Was asked to contact them and never got a return email. Now they have my information, and I get nothing. I love it 10 out of 10 for a waste of time. 👍
ok
Average... serves a purpose and does ok, but a lot of issues that never seem to get fixed no matter how many times you contact support. The most disturbing part is a budgeting app to help "pay off debt faster" on the 'For You' page recommendations, 5 kinds of debt. 4 of which are bad debt... It encourages people to put themselves in WORSE financial situations. These recommendations are conveniently more accessible over standard banking and finance resources which is all it should be. Gross!!
wants all personal info to 'verify ID' ... app is not verified by play protect... not sure I trust it..
great
great app if im honest is hard on the ads and well to be expected but still fair imo my biggest gripe with the app is i personally work with a supermarket so my shopping paid and paid from my workplace are considered one so it entirely skews my app so muy budget is affected and categories are out of wack is just annoying other then that the app is fantastic for its ease of view and access to my banking/investments
for 3 days now it's stated "next update today" for my credit score. does this all the time!
Links to financial institutions, but then never updates the transactions or constantly loses the connection. if you are going to charge a substantial monthly fee, you need to be able to deliver a functioning product. just an excuse to advertise a load of products
very helpful thanks. I highly recommend wemoney
TOO GOOD TOO GOOD TO BR TRUE