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Too many Australians have been stung by a scorpion home loan. It’s a predatory mortgage deal that delivers a poisonous sting once you’re onboard. Too often, the sting is so well hidden that it’s not obvious when you first apply. And it makes your finances hurt like hell.

When borrowers are approved for a home loan, lenders generally default your repayments into a monthly payment cycle, rather than weekly or fortnightly which, on face value, seems ok to most people. Much of a muchness right?