This website - www.wemoney.com.au - and its associated newsletters, RSS feeds, Facebook and Twitter pages and related publications (“the Website”) are published by We Be Pty Ltd (ABN 85 134 374 271). We Be Pty Ltd is referred to as “We Be” hereinafter.

Access to and use of the Website and/or any of the other products and services provided from time to time by We Be shall be governed by the following Terms and Conditions.

By using the Website and/or any of the other products and services provided by We Be, you accept and agree to be bound by these Terms and Conditions. In the event that you do not accept and agree to be bound by the Terms and Conditions, you must not make use of the Website nor any of the other products and services provided by We Be.

For the purposes of this document, “Customers” shall include registered users of the website, visitors to the website, subscribers to We Be-related newsletters, RSS feeds, Facebook and Twitter pages, other users of the services and purchasers of our products provided by We Be, advertising customers and related organisations and individuals.

Disclaimers

Customers access and use the Website at their own risk.

Under no circumstances does We Be, nor any of its customers, employees, agents, contributors, third party content providers and other associated entities, make any warranty or representation, either expressly or implicitly, as to the accuracy or reliability of the information published on the Website.

By accessing and using the Website, Customers warrant that they are aware that such information may not be comprehensive, may be out of date, may become redundant or otherwise superceded or may be imperfect, incomplete or otherwise inaccurate.

Accordingly, Customers warrant that they will not rely on any of the content, information and/or advice published on the Website or any part thereof.

Further, Customers acknowledge that We Be provides a platform by which Registered Users are able to share ideas, opinions and otherwise communicate via the Website. Such communications must not be relied upon by Customers.

Customers are strongly encouraged to seek independent, professional advice prior to acting in respect of any of the information published on the Website.

Financial Advice

In particular, Customers warrant that none of the information published on the Website, or any part thereof, shall be regarded as constituting financial advice.

Customers acknowledge that the Website provides general information only and that this information is published without taking into account any particular person’s financial circumstances, needs or objectives.

Before acting in respect of any of the finance-related information published on the Website, Customers must obtain independent financial advice which has regard to their specific financial circumstances, needs and objectives.

Registered Users and Non-Registered Users

We Be provides Customers with the opportunity to enjoy a more personalised and interactive experience on the Website.

To take advantage of this opportunity, Customers are required to register with the Website - thereby becoming “Registered Users”.

The registration process may be administered in any manner that We Be deems appropriate, in its absolute discretion. This extends to third party service providers who may be engaged to facilitate some or all of the registration process, including but not limited to enabling users to register (and login) by connecting to their existing profiles on other websites, such as Facebook, Google, Twitter and so on.

Registered Users are permitted to establish and amend their User Profile, make comments in respect of the information published on the Website, submit their own ideas and opinions for publication on the Website, and otherwise communicate with the Website and other Registered Users.

We Be reserves the right to, at any time and in its absolute discretion, amend the process by which Customers access and use the Website as Registered Users, including but not limited to changes in respect of fees charged (if any) and the information that they are required to provide in the course of registering and/or updating their User Profile.

We Be also reserves the right to delete, amend or otherwise alter any of the information provided by any Registered User on the Website in circumstances where that Registered User engages in:
(i) defamatory, threatening, inflammatory, offensive or unlawful conduct;
(ii) discriminatory conduct, whether on the grounds of race, ethnicity, gender, sexuality, religion, background, belief system or otherwise; and
(iii) conduct that may otherwise be regarded by We Be, in its absolute discretion, as being inappropriate.

Further, We Be reserves the right to suspend, delete, ban or otherwise prohibit - either permanently or temporarily - individuals from becoming Registered Users of the Website. We Be shall exercise this right at its absolute discretion.

Continued Availability and Access

We Be does not warrant that it will continue to make the Website available either generally or at all.

Further, We Be reserves the right to, at any time and in its absolute discretion, make changes that:
(i) impose or increase fees for access to any of the information published on the Website;
(ii) alter the manner in which Customers access or use the Website; or
(iii) otherwise alter the Website in any way.

Intellectual Property

Copyright

The content on the Website is protected by copyright pursuant to the Australian Copyright Act 1968 and, in accordance with international treaties, in other countries.

To the extent that We Be sources content from third party content providers (eg. recognised media sources), copyright in such content remains with the third party content provider in question.

In respect of all other content provided on the Website (including ideas, opinions and other communications by Customers), We Be reserves all rights - including copyright - in that content.

Customers are authorised to access and use the content provided on the Website for their own personal, non-commercial purposes. However, Customers are not permitted to access or use this content for commercial purposes without obtaining the prior written consent of We Be.

Trade Marks

No trademarks, logos or other items of intellectual property associated with and/or attributable to We Be, whether registered or not, may be used without obtaining the prior written consent of We Be.

Links

Customers are permitted to create links from their own website/s to the Website, or specific parts thereof.

However, such Customers must acknowledge We Be as the publisher and rightful copyright owner of any such linked content and they must not hold out or otherwise give third parties the impression that the linked content is their own.

Further, Customers who create links to the Website, or specific parts thereof, must not use trademarks, logos or other items of intellectual property associated with and/or attributable to We Be unless they have obtained the prior written consent of We Be to the use of such trademarks, logos or other items of intellectual property.

Limit of Liability

We Be’s total liability to you (if any) for loss or damage shall be limited to the re-supply of the information or product or service by which such loss or damage was incurred. Alternatively, We Be may choose, at its absolute discretion, to refund the amount paid by you (if any) for access to such information or product or service on the Website.

Indemnity

You indemnify We Be, its customers, employees, agents, contributors, third party content providers and other associated entities from and against any and all legal actions, costs, expenses, losses or damages incurred or suffered by you or by We Be as a consequence, whether deliberate or accidental or direct or indirect, of your access to and use of the Website, your attempted access or use of the Website, and/or any breach by you or your agents of these Terms and Conditions.

Changes to Terms and Conditions

We Be may amend these Terms and Conditions at any time and in its absolute discretion.

Any amendments to the Terms and Conditions will be posted at http://www.webe.com.au/webe/terms-and-conditions . Customers are encouraged to review this page regularly to ensure that they are updated of any amendments.

General Provisions

These Terms and Conditions shall constitute the entire agreement between We Be and its customers.

These Terms and Conditions shall be governed by the laws of the state of Western Australia.

In the event that any part of these Terms and Conditions is deemed to be illegal, invalid or otherwise unenforceable, that part shall be severed - to the least extent possible in the circumstances - without affecting the remainder of the Terms and Conditions.

Competitions

From time to time, We Be may choose to run competitions, promotions or other marketing initiatives on the Website (“Competitions”).

To the extent that We Be chooses to run Competitions, the winner/s of such Competitions shall be determined by We Be in its absolute discretion. Any decision by We Be to award or not award prizes in respect of such Competitions shall be final.